What’s included in a cheap travel insurance policy?
Sometimes a cheap policy is called a basic or medical only policy. It usually includes unlimited medical assistance, personal liability and luggage and personal effects.
What’s not included in a cheap travel insurance policy?
Each policy is different but a cheap policy might not include cancellation cover, travel delay, theft of cash, rental vehicle excess, alternative transport expenses and loss of income.
Does a cheap policy mean I miss out on vital cover?
Medical cover is the most important feature of a travel insurance policy, and cheap policies do still offer this. But you shouldn't buy the first policy you find. Do some research and find a good policy that works for your budget.
How can I find a cheap policy?
The best way is to use a comparison website to look at a range of quotes at different prices. You will be able to sort by price to find the one that suits you best.
If I choose to pay more excess can I reduce my travel insurance premium?
Yes, you might be able to do this, but remember you will have to pay more if you do make a claim later.
How can I save on my travel insurance?
- Shop around and compare prices
- Consider how often you travel (an annual policy might be suitable for you)
- Check for discounts
- Be honest when you buy (you could be stung with extra charges later if you’re not)
You can use our site today to compare cheap travel insurance policies right now.