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Cheap travel insurance FAQ’s

What’s included in a cheap travel insurance policy?

Sometimes a cheap policy is called a basic or medical only policy. It usually includes unlimited medical assistance, personal liability and luggage and personal effects.

What’s not included in a cheap travel insurance policy?

Each policy is different but a cheap policy might not include cancellation cover, travel delay, theft of cash, rental vehicle excess, alternative transport expenses and loss of income.

Does a cheap policy mean I miss out on vital cover?

Medical cover is the most important feature of a travel insurance policy, and cheap policies do still offer this. But you shouldn't buy the first policy you find. Do some research and find a good policy that works for your budget.

How can I find a cheap policy?

The best way is to use a comparison website to look at a range of quotes at different prices. You will be able to sort by price to find the one that suits you best.

If I choose to pay more excess can I reduce my travel insurance premium?

Yes, you might be able to do this, but remember you will have to pay more if you do make a claim later.

How can I save on my travel insurance?

  • Shop around and compare prices
  • Consider how often you travel (an annual policy might be suitable for you)
  • Check for discounts
  • Be honest when you buy (you could be stung with extra charges later if you’re not)

You can use our site today to compare cheap travel insurance policies right now.


Need some help? Use the search box below to find answers to all those tricky travel insurance questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!


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