Please Note - If you are cruising around Australia you need to select Pacific.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Which policy is best depends entirely on you and your circumstances. If you're a backpacker on a strict budget, you might want a no frills medical-only policy, while if you've paid a lot in deposits or if you have pre-existing health conditions, a more comprehensive policy might work for you. Create a quote to start comparing prices and features.
Comprehensive travel insurance includes coverage for unexpected medical expenses overseas, as well as cover if your luggage is lost or stolen, cancellation and disruption benefits if you need to cancel or are delayed for unforeseen reasons, as well as public liability cover. Go to our comprehensive travel insurance guide to learn more.
Medical-only a.k.a basic policies generally only offer coverage for unexpected medical expenses overseas. Some basic policies also include a small amount of coverage for luggage or cancellations. Our website allows you to filter quotes for basic, mid-range and comprehensive travel insurance policies and their features to help you find the policy which is right for you.
Although we recommend buying a policy as soon as you've started paying deposits for flights, accommodation and tours, you can buy travel insurance at any point, even if you are already overseas. Exclusions often apply though, so be sure to check the PDS before you buy.
Generally speaking, you can purchase travel insurance up to a year before your trip, right up to boarding at the airport. With comprehensive travel insurance, you are covered for cancellation benefits from the moment you buy your policy, so we recommend buying it as soon as you start paying for flights, tours and accommodation.
You can buy cover if you are already overseas, although each travel insurer has different rules on age limits and waiting periods. Check out our already overseas travel insurance guide to learn more.
You can buy travel insurance to cover you when you're pregnant, but every brand has different rules depending on how many weeks gestation you are, whether you've had complications, and whether you're looking for cover in case of emergency birth. Check out the handy table on our pregnancy guide for more information.
If you're an Australian resident, a domestic policy covers you for cancellations, luggage cover and often rental vehicle excess, but as you're covered by Medicare, medical coverage is not included. International visitors to Australia are currently not required to have travel insurance by law, but it is highly recommended to protect you from eye-watering medical bills and more.
The cheapest travel insurance is generally to less risky parts of the world - places with cheaper healthcare and less risk of injury, illness or theft - and policies which offer less coverage - so ones without benefits for adventure activities or pre-existing conditions. To get the cheapest travel insurance from Australia for your trip, create a quote and compare prices.
Comparing prices and features online makes it easier to find the policy that's right for you and your circumstances. With Comparetravelinsurance.com.au, the price you see is the price direct from the insurer.
Not sure which policy to pick? Our travel insurance reviews are here to help! Thousands of Aussies have reviewed their travel insurers to give you the inside story on everything from claims handling to customer experience.