Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Comprehensive travel insurance is the highest level of cover you can buy, or as we like to name it "the daddy of insurance!" It provides extensive cover for people travelling overseas for their holidays. There are usually different levels of cover available to purchase, but if you're looking for top medical cover including cancellation, luggage benefits and more you've come to the right place.
|Insurer||Underwriter||Policy Name||Medical||Cancellation||Luggage||Buy Now|
|1Cover||Certain underwriters at LLoyd's||Comprehensive||Unlimited||Unlimited||$15,000|
|American Express||Chubb Insurance Australia Limited||International Comprehensive||Unlimited||Unlimited||$15,000|
|Budget Direct||Auto & General Services Pty Ltd||Comprehensive||Unlimited||Unlimited||$7,500|
|Columbus Direct||Certain underwriters at LLoyd's||Premier||$25,000||$20,000||$10,000|
|Downunder||Certain underwriters at LLoyd's||Premier||Unlimited||Unlimited||$7,500|
|Fast Cover||Hollard Insurance Company Pty Ltd||Comprehensive||Unlimited||Unlimited||$10,000|
|InsureandGo||Mitsui Sumitomo Insurance Company Limited||Insure & Go Gold||Unlimited||Unlimited||$8,000|
|itrek||Certain underwriters at LLoyd's||Pinoeer||Unlimited||Unlimited||$5,000|
|No Worries Insurance||Chubb Insurance Australia Limited||Comprehensive||$25,000||$50,000||$20,000|
|Online Travel Insurance||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$10,000|
|Simply Travel Insurance||Certain underwriters at LLoyd's||Comprehensive||Unlimited||Unlimited||$7,500|
|Tick||Mitsui Sumitomo Insurance Company Limited||Top||Unlimited||$20,000||$7,500|
|Travel Insuranz||Berkshire Hathaway Speciality Insurance||Deluxe||Unlimited||$10,000||$7,500|
|Travel Insurance Saver||QBE Insurance Limited||Comprehensive||Unlimited||Unlimited||$12,000|
|Worldcare||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$10,000|
|Webjet||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$5,000|
|Zoom Travel Insurance||Certain underwriters at LLoyd's||Comprehensive||Unlimited||Unlimited||$7,500|
**Please note, the table above shows the listed insurer's most comprehensive policy - international trips only **
The information provided is of a general nature only and does not take into account any particular personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal objectives, needs and circumstances. Cover levels could change at any time.
Which policy is best depends entirely on you and your circumstances. If you're a backpacker on a strict budget, you might want a no frills medical-only policy, while if you've paid a lot in deposits or if you have pre-existing health conditions, a more comprehensive policy might work for you. Create a quote to start comparing prices and features.
You can buy travel insurance to cover you when you're pregnant, but every brand has different rules depending on how many weeks gestation you are, whether you've had complications, and whether you're looking for cover in case of emergency birth. Check out the handy table on our pregnancy guide for more information.
Some policies have no age restrictions at all, others limit certain products (such as annual multi-trips) to those under 65 years. Generally speaking however you can find a comprehensive policy no matter your age, you just might have to pay a little extra for the privilege in your vintage years. Use the quote box above to get a quote for your trip.
It depends on your definition of ‘comprehensive’. Medical coverage is not included in domestic policies as that is covered by Medicare. However travellers can still face eye-watering bills from lost deposits, unforeseen cancellations and damaged personal items on trips within Australia too. Some domestic policies cover as much as Unlimited Cancellation benefits and over $15,000 for Luggage.
Insurers policies are all different. Some include cover for cruises automatically, others require the purchase of a cruise “add-on”. Get a cruise insurance quote to find out who covers what.
Comparing prices and features online makes it easier to find the policy that's right for you and your circumstances. With Comparetravelinsurance.com.au, the price you see is the price direct from the insurer.
Originally from the UK, Hayley took a gap ‘year’ in 2011… and it’s still going! She’s travelled all over the world, volunteering in a Ugandan orphanage, skydiving in Australia, shark diving in South Africa, and skiing in the Alps (and snapping in a ligament in the process!). Certified in Tier 2 General Insurance General Advice and working in travel insurance for over two years, Hayley is a thrillseeker and a storyteller who loves hearing about customers’ holiday plans and sharing her own tips and must-see spots to help get them inspired.