Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Comprehensive travel insurance is the highest level of cover you can buy. It typically includes cancellation cover, 24/7 medical cover, lost or damaged luggage costs, personal liability, family emergencies, additional cover for travel delays, and alternative transport expenses.
What Is Comprehensive Cover? | Compare Comprehensive Policies| What's Included? | What's Not Covered? | Why Do You Need It?| FAQs
Comprehensive travel insurance includes benefits for emergency medical coverage if you are injured or fall ill overseas, cancellation if your trip has to be cancelled, luggage cover if your baggage or personal effects are lost or stolen, and alternative travel expenses if your flights are delayed by bad weather. This is compared to basic or medical coverage, a more budget-conscious product which only covers medical expenses.
**Please note, the table above shows the listed insurer's most comprehensive policy - international trips only **
The information provided is of a general nature only and does not take into account any particular personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal objectives, needs and circumstances. Cover levels could change at any time.
Don't fret should you get sick or injured on your trip, because this is exactly why you're buying protection for your holiday. Comprehensive travel insurance covers your medical expenses for injury or illness including hospital stays, surgery, dental, prescription drugs and doctor visits.
Sometimes trips just don't go to plan! Cancellation benefits cover the cost of rearranging or cancelling your journey because of unforeseen circumstances such as illness, accidents and extreme weather conditions. Remember, cover starts from the day you buy your policy not when your trip starts :)
It's a real pain in the ar*e when your stuff is lost, stolen or doesn't show up. At least if disasters happen on your holiday your policy will replace or reimburse you for your baggage and personal items if they disappear or are damaged.
Bummer, your flights delayed, now what!? If your transport is postponed due to an unforeseen reason, your out-of-pocket accommodation, meals, and transport costs would be covered until you get back-on-track. Note, this benefit probably won't kick in if you only have a short delay which is less than 6 hours.
It's always a worry going on holiday leaving loved ones behind. Never fear, should a close relative, or the person you’re travelling with become seriously ill, injured or heaven-forbid die, your travel expenses would be claimable. Restrictions can apply for relatives age, medical conditions and where they live.
We’re not silly, we know that plenty of Aussies go on holiday and have an amazing time exploring new and exciting places without buying comprehensive travel insurance. But taking a gamble on your much needed break can be risky. Here’s why!
If you buy a policy for just one reason this is it! Falling ill or being injured while travelling is not cheap! Hospital costs in the USA can reach up to $10,000 per day. If this alone doesn't convince you to buy cover for your trip, we don't know what will!
Picture your dismay if you had to cancel your dream va-cay last minute. Nightmare!! Worse still, imagine you’re mid-martini when bad news breaks. Should you need to return home, you’ll be covered for unforeseen events like injury or illness of a close relative.
Loss, theft or damage to your prized possessions can be a common, yet gut-wrenching experience. Don't worry, if your personal belongings go AWOL the right policy will pay to replace or repair them. Woop!
At the end of the day, your holiday is when you're meant to have some down-time! Comprehensive travel insurance will take a load off so you can get some well-deserved R&R.
Still not convinced? We hate to be the fun police, but some countries simply won’t let you in without cover!
Which policy is best depends entirely on you and your circumstances. If you're a backpacker on a strict budget, you might want a no frills medical-only policy, while if you've paid a lot in deposits or if you have pre-existing health conditions, a more comprehensive policy might work for you. Create a quote to start comparing prices and features.
You can buy travel insurance to cover you when you're pregnant, but every brand has different rules depending on how many weeks gestation you are, whether you've had complications, and whether you're looking for cover in case of emergency birth. Check out the handy table on our pregnancy guide for more information.
Some policies have no age restrictions at all, others limit certain products (such as annual multi-trips) to those under 65 years. Generally speaking however you can find a comprehensive policy no matter your age, you just might have to pay a little extra for the privilege in your vintage years. Use the quote box above to get a quote for your trip.
It depends on your definition of ‘comprehensive’. Medical coverage is not included in domestic policies as that is covered by Medicare. However travellers can still face eye-watering bills from lost deposits, unforeseen cancellations and damaged personal items on trips within Australia too. Some domestic policies cover as much as Unlimited Cancellation benefits and over $15,000 for Luggage.
Insurers policies are all different. Some include cover for cruises automatically, others require the purchase of a cruise “add-on”. Get a cruise insurance quote to find out who covers what.
Comparing prices and features online makes it easier to find the policy that's right for you and your circumstances. With Comparetravelinsurance.com.au, the price you see is the price direct from the insurer.
Comprehensive travel insurance is the most popular kind of travel insurance. It covers a huge range of benefits including medical, cancellation, public liability and luggage cover. Some countries require you to have travel insurance to enter the country or get a visa, which other countries have exorbitant medical systems which leave you with eye-watering bills. That's where travel insurance comes in.
Comprehensive travel insurance covers cancellation, emergency medical, alternative transport expenses, luggage and personal effects that are lost or stolen, and public liability cover. This is opposed to basic or medical-only policies, which only cover your emergency medical expenses incurred overseas.
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.
Are you a self-confessed adrenaline junkie? If you’re planning on doing some risky activities on your trip make sure you know if they’re covered, as not all of them are!
Having pre-existing medical conditions doesn't mean you can't get cover or that it has to be expensive. It simply means that you need to dig a little deeper when doing your research.
Not all insurers will cover you automatically if you’re over 22 weeks gestation or have had pregnancy complications. See which companies offer cover for pregnant women.
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