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Ski Insurance Reviews

With a motto “We Know Snow”, is the speciality winter holiday insurance. They have policies designed by skiers for skiers. All policies cover ski and snowboarding on and off piste. Policies are available to those under 65 years. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assistance no matter where you are in the world. Underwritten by Certain Underwriters of LLoyds.

Overall rating 10.0/10

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Great cover for snow

Review by Matt | 18 May 2015, 00:23 AM | 0 comment

I used ski insurance for my trip to japan, not only were they well priced but they cover lots of thin... Read more

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Ski-Insurance FAQ's

How many people can I include in my policy?

The more the merrier right? Ski-insurance allows you to buy a policy up to 25 adults online.

Am I covered if I go on a cruise?

Yes, there are no cruise exclusions just because you’re buying a ski policy. Here’s a top tip: Even if you’re travelling in Aussie water you still need to pick pacific.

Am I covered for skiing and my equipment?

Yes you’re covered for $1,500 worth of skiing equipment, $750 for ski pack, $750 bad weather closure. Dare devils can even ski off-piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. You can also pay to remove your ski equipment hire excess and add heli-skiing extra cover too.

Am I covered if my tour company collapses?

No, ski-insurance doesn’t provide protection from insolvency.

I’m not an Australian resident- can I buy cover?

No, you have to be an Australian resident.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with for up to a year, as long as your initial policy has not expired.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

This travel insurance is underwritten by certain underwriters at Lloyd's (the insurer). 1cover issues the policy and handles claims as an agent of the insurer.

What is their cooling off period?

14 days.

Where are they based?



Under 65
Under 65
21 days
$750 per item limit
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