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All Clear Travel Insurance Review

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  • Australian based
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Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | Updated Aug 1, 2026

CTI Verdict

AllClear specialises in covering travellers with complex medical histories. There’s no upper age limit and over 1,300 pre-existing medical conditions can be considered for cover. Just be aware that cruise cover is a separate paid extension rather than a standard inclusion, so you’ll need to add it if you’re planning a cruise.

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Frequently asked questions

What pre-existing medical conditions do AllClear cover?

All conditions are considered and no medical condition is automatically rejected.

Am I covered for skiing and my equipment?

Winter sports cover is available. You will need to buy this as an Optional Extra. This also covers your ski equipment and piste closure.

Am I covered if my tour company collapses?

There is no cover for cancellation caused by the insolvency of a tour company.

I'm not an Australian resident - can I buy cover?

This insurance is only available to travellers who are citizens or permanent residents of Australia or non-permanent residents who have a valid Medicare, Private Health Fund or Overseas Student Travel Insurance in Australia.

What size moped or motorbike am I covered to ride overseas?

All Clear provides cover for if the engine capacity is less than 125cc. You also need to be wearing a crash helmet and have the appropriate licence.

How long is their single trip cover for?

You can get single trip cover for up to 12 months.

Can I extend my policy from overseas?

In exceptional circumstances, AllClear would consider requests for extending your policy when you are overseas.

Do they cover for my rental vehicle excess?

AllClear Travel Insurance has a rental car excess waiver benefit. This cover is not available on the AllClear Traveller policy.

How many people can I include in my policy?

You can select up to 10 travellers to be covered on a policy.

Am I covered if I go on a cruise?

AllClear offers the cruise over add on on their Gold and Gold Plus policies, if you are travelling on a cruise.

Who underwrites them?

This insurance is underwritten by the insurer Europ Assistance Australia Pty Ltd (EAA) ABN 71140219594, AFSL 552106. AllClear Insurance Services Pty Ltd, ACN 165 270 066, trading as AllClear Travel Insurance, is an Authorised Representative (AR number 1311154) appointed by EAA to distribute and administer this insurance product. Sub-limits, terms, conditions, and exclusions apply. Please refer to the Product Disclosure Statement for full details.