CTI Verdict
Insure4Less offers four tiers of cover, from a medical-only option up to Excel Plus. Unlimited overseas medical is included even on the cheapest plan, and the top tier brings in extras like hijack and mugging benefits that aren’t common on other insurers policies. It’s worth knowing that Insure4Less is an email-first insurer and lodging claims online is preferred; something to be mindful of if you're not fond of handling things digitally.