Zoom Travel Insurance Reviews

Travel is fun, until something goes wrong. Zoom Travel Insurance helps protect you from unfortunate, unexpected events no matter where you're zooming to. Zoom's policies are available to those under 85 years. Dependants under 19 years travel for free with parent or grandparent. They offer 24/7 emergency assistance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.
Overall rating 8.7/10

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Have an excuse why they won’t cover you for every claim made!!

| | 3 comments Reviewed by orlagh on 14 March 2023, 15:59 PM

I purchased a policy with this company and I made a mistake and purchased the medical policy as I was... Read more

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Zoom - There when you need them

| | 0 comment Reviewed by Smudge452 on 09 December 2022, 13:12 PM

After an unfortunate accident in the USA my immediate thoughts were towards my insurance cover. From ... Read more

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Claim "sorted"!

| | 0 comment Reviewed by Christine CASEY on 16 November 2022, 01:21 AM

As we all know, travel insurance is an absolute necessity. None of us ever expect to have to make a c... Read more

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Outstanding service

| | 0 comment Reviewed by Lyn W on 14 September 2022, 13:19 PM

The claims process was very easy to complete and the communication from the company was excellent. Th... Read more

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Excellent

| | 0 comment Reviewed by johnnicholls270 on 25 May 2021, 14:02 PM

The process of making a claim was very efficient. Zoom responded quickly to all our queries. We are r... Read more

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Excellent & persistent customer service

| | 1 comment Reviewed by sam on 01 March 2021, 12:03 PM

Chris was amazing at following up & being patient with me with my claim during Covid. Chris was very ... Read more

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Excellent Customer Relations

| | 1 comment Reviewed by David Rowe on 13 January 2021, 15:04 PM

We took out a 1 year frequent traveler policy for 2020. International travel was banned from Australi... Read more

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Don't expect reimbursement for expenses

| | 2 comments Reviewed by Sir Edmond Hillary on 05 January 2021, 16:03 PM

We were booked on the Ghan to travel from Darwin to Adelaide in November 2020. Train was unable to ge... Read more

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Excellent experience

| | 0 comment Reviewed by Maxine Milne on 12 October 2020, 16:03 PM

Travel plans upset due to death of my husband.
Zoom couldn't have made lodging a claim on li... Read more

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very prompt.

| | 1 comment Reviewed by Diane Rowe on 09 September 2020, 21:20 PM

Never done online anything before it was quick but I guess informal , it was a sentimental item that ... Read more

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Great customer service

| | 1 comment Reviewed by Don C on 30 June 2020, 11:44 AM

Used twice. Because of coronavirus our trip has been cancelled. We have been given a credit voucher w... Read more

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Great customer service

| | 1 comment Reviewed by Dee Cutting on 30 June 2020, 11:44 AM

We had a trip cancelled due to covid19 . So I Emailed Zoom to see if we could maybe put a hold on ou... Read more

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Zoom Travel Insurance FAQ

How many people can I include in my policy?

The more the merrier right? Zoom's insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

No, not automatically. You must purchase their cruise pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

Am I covered for skiing and my equipment?

In order to be covered for winter sports including skiing, snowboarding, tobogganing or tubing (on groomed ski slopes) you must purchase Zoom’s Snow pack cover. Snow pack cover provides cover for overseas emergency medical and hospital expenses, cover for piste closure, bad weather and avalanche, and for loss or damage to your own snow sport equipment. You will also be covered for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass, or you being unable to ski following accident or illness.

Can I pay to reduce or cancel my excess?

Yes you can reduce the standard excess of $200 by paying a $100 excess reduction fee.

What additional extras are there?

Whether you intend to hit the golf course, or ride worry free on a cycling break, or head on a winter escape, Zoom has a wide range of additional extras available to purchase.

Am I covered if my tour company collapses?

Zoom will not pay for any expenses due to the financial collapse of any transport, tour or accommodation provider.

Can I buy cover if I'm not an Australian resident?

Zoom doesn’t cover Non-Residents visiting Australia. However, we will cover temporary residents of Australia temporarily travelling overseas and who, at the date the certificate of insurance is issued:
-are aged 74 years and under; and
-hold a return ticket to Australia; and
-have a home in Australia to which they intend to return; and
-hold a current Australian 457 visa which will remain valid beyond the period of their journey; and
have private health insurance for the entire journey and beyond.

What size moped or motorbike am I covered to ride overseas?

Zoom will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave! If you do not have a motorbike license then you are only insured to ride a moped or bike up to 50cc.

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with Zoom as long as your original policy has not expired.

Do they cover for my rental vehicle excess?

Yes Zoom will reimburse you for up to $5,000 or $8,000 for any excess or deductible which you become legally liable to pay under your rental vehicle hiring agreement. Note that you may only add or upgrade vehicle excess prior to picking up the car.

Who underwrites them?

Zoom travel insurance policies are underwritten by certain underwriters at Lloyd's

Where are they based?

Sydney!

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