Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
With its soft sandy beaches, wild nightlife, sprawling rice fields, exotic cuisine, and more cultural quirks than you can shake a stick at, it’s no wonder more than 800,000 Australians are drawn to the island of Bali each year.
Despite its idyllic veneer, Bali comes with some risks and can be tough to navigate in times of trouble. We don’t like to think of holidays as risk taking ventures, but the truth is, new environments, unfamiliar territory, foreign languages and exotic foods can throw any traveller for a loop. From injuries and illnesses such as Bali belly, scooter accidents or monkey bites; to cancelled flights due to volcanic ash clouds, tsunamis and earthquakes, travel insurance is essential to protect you and your Bali holiday.
It is not compulsory to have travel insurance to enter Indonesia, however it is highly recommended. If there is only one reason you should take out travel insurance, it is for medical cover. It's important to remember that you're not covered by medicare in Indonesia and the Australian Government won't pay for medical costs or emergency evacuation should the occasion arise.
Some of Australia's favoured cheap holiday destinations can be the most expensive when it comes to accessing emergency flight access out. A medivac from Bali to Australia would set you back between $30,000 - $40,000. A travel insurance policy for 7 days is likely to cost you less than 50 bucks.
Don’t let your travel bug bite you on the bum or have your trip end in financial ruin - pack travel insurance along for the ride.
Whether you're a budget-conscious backpacker, a surfer seeking waves, being tempted by the thousands of temples or seduced by sipping cocktails on a relaxing beach break, it pays to compare travel insurance policies to find the right cover for your trip.
When comparing Bali policies, it's important to consider benefits, as well as costs.
The cost of travel insurance can vary enormously! Say you’re 30 (ish) years old and you’re going to Bali for a one-week holiday. Depending on your preferred level of cover, you can expect to pay anywhere from $32 to $250.
Basic policies for around $20 – $50 you can expect (generally speaking) medical, personal liability and unexpected travel expenses.
Mid-level policies for around $30 – $60 you can get decent cover which includes benefits like medical, cancellation, personal liability as well as some cancellation and luggage cover.
Comprehensive policies for around $60 – $250 offers generous cover including medical, cancellation, personal liability, luggage, luggage delay expenses, hospital cash allowance, travel documents and unexpecte d travel expenses.
The following table shows comprehensive travel insurance cover levels for Bali. To get a quote specific for your trip please use the quote box at the top of the page.
|Insurer||Underwriter||Policy Name||Medical||Cancellation||Luggage||Buy Now|
|1Cover||Certain underwriters at Lloyd's||Comprehensive||Unlimited||Unlimited||$15,000|
|American Express||Chubb Insurance Australia Limited||International Comprehensive||Unlimited||Unlimited||$15,000|
|Budget Direct||Auto & General Services Pty Ltd||Comprehensive||Unlimited||Unlimited||$7,500|
|Columbus Direct||Certain underwriters at Lloyd's||Premier||$25,000||$20,000||$10,000|
|Downunder||Certain underwriters at Lloyd's||Premier||Unlimited||Unlimited||$7,500|
|Fast Cover||Hollard Insurance Company Pty Ltd||Comprehensive||Unlimited||Unlimited||$15,000|
|InsureandGo||Mitsui Sumitomo Insurance Company Limited||Insure & Go Gold||Unlimited||Unlimited||$8,000|
|itrek||Certain underwriters at Lloyd's||Pioneer||Unlimited||$15,000||$10,000|
|Online Travel Insurance||Allianz Australia Insurance Limited||Comprehensive||Unlimited||$25,000||$10,000|
|Simply Travel Insurance||Certain underwriters at Lloyd's||Comprehensive||Unlimited||Unlimited||$7,500|
|Tick||Mitsui Sumitomo Insurance Company Limited||Top||Unlimited||$20,000||$7,500|
|Travel Insuranz||Berkshire Hathaway Speciality Insurance||Premier Plus||Unlimited||$20,000||$10,000|
|Travel Insurance Saver||QBE Insurance Limited||Comprehensive||Unlimited||$20,000||$12,000|
|Worldcare||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$10,000|
|Webjet||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$10,000|
|Zoom Travel Insurance||Certain underwriters at Lloyd's||Comprehensive||Unlimited||Unlimited||$7,500|
It will largely depend on your age and how long you're going for. Comprehensive Travel Insurance to Bali for 7 days for a 30 year old can cost as little at $35. That's peace of mind for $5 a day. A small price to pay for you to enjoy your holiday knowing you're protected should the unexpected happen.
Most travel insurance policies will cover you if you are injured in a terror attack on your holiday. But wishing to cancel your trip because you are worried about acts of war are generally not. Learn more about travel insurance and terrorosim here.
When getting quotes for Lombok or the Gilli Islands, please select Indonesia, rather than Bali to ensure you are covered for all islands you visit.
Yes, assuming you have a comprehensive policy with luggage cover. If a naughty monkey pinches your camera and you don't get it back you may have provision to claim to replace it.
Yes, the prices on our comparison are the exact same as you'll get by going direct. We are paid a small referral fee for each policy we pass on that gets purchased.
A comprehensive policy for Bali will usually cover you for medical benefits should you end up with Bali belly, luggage protection if a monkey steals your camera, trip cancellation if a volvano decides to erupt, theft of cash if your purse is pick pocketed, alternative transport if your transport is no longer viable and much more.
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.