Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Planning on travelling to Bali? You're not alone! With its soft sandy beaches, wild nightlife, stunning sacred sites and exotic cuisine, it’s no wonder more than 1 million Australians are drawn to the beach-fringed paradise island each year.
Despite its idyllic veneer, Bali comes with some risks and can be tough to navigate in times of trouble. From injuries and illnesses such as Bali-belly, scooter accidents and monkey bites; to cancelled flights due to volcanic ash clouds, tsunamis and earthquakes, travel insurance is essential to protect you and your Bali holiday.
Not sure about Bali travel insurance or new travel requirements? We're here to help.
Travel to Bali |Bali travel insurance | What is covered? | What isn't? | Natural disasters | Riding a scooter | Handy contacts | Bali Travel Faqs
It is not compulsory to have travel insurance to enter Indonesia, however, it is highly recommended. If there is only one reason you should take out travel insurance, it is for medical cover. It's important to remember that you're not covered by medicare in Indonesia and the Australian Government won't pay for medical costs or emergency evacuation should the occasion arise.
Some of Australia's favoured cheap holiday destinations can be the most expensive when it comes to accessing emergency flight access out. A medivac from Bali to Australia would set you back between $30,000 - $40,000. A travel insurance policy for 7 days is likely to cost you less than 50 bucks.
Don’t let your travel bug bite you on the bum or have your trip end in financial ruin - pack travel insurance along for the ride.
Whether you're a budget-conscious backpacker, a surfer seeking waves, being tempted by the thousands of temples or seduced by sipping cocktails on a relaxing beach break, it pays to compare travel insurance policies to find the right cover for your trip.
When comparing Bali policies, it's important to consider benefits, as well as costs.
The cost of travel insurance can vary enormously! Say you’re 30ish years old and you’re going to Bali for a one-week holiday. Depending on your preferred level of cover, you can expect to pay anywhere from $32 to $250.
Basic policies for around $20 – $50 you can expect (generally speaking) medical, personal liability and unexpected travel expenses.
Mid-level policies for around $30 – $60 you can get decent cover which includes benefits like medical, cancellation, personal liability as well as some cancellation and luggage cover.
Comprehensive policies for around $60 – $250 offers generous cover including medical, cancellation, personal liability, luggage, luggage delay expenses, hospital cash allowance, travel documents and unexpecte
The following table shows comprehensive travel insurance cover levels for Bali. To get a quote specific for your trip please use the quote box at the top of the page.
Food poisoning, drink spiking, malaria, dengue fever and moped accidents are all high on the risk scale in Bali. Overseas medical costs can be huge! Luckily, your policy will cover the exorbitant expense of overseas medical cover.
Otherwise, travel insurance will usually cover unforeseen cancellations for events such as natural disasters, as well as accidents, hijackings, severe sickness or injury.
Petty crime, such as opportunistic theft, is common in Indonesia. Your travel insurance will reimburse you for lost, stolen or damaged luggage. Comprehensive cover also includes cover for theft of cash and travel documents too.
Bummer, your flights delayed, now what!? If your transport is postponed due to an unforeseen reason, your out-of-pocket accommodation, meals, and transport costs would be covered until you get back-on-track. Note, this benefit probably won't kick in if you only have a short delay which is less than 6 hours.
It's always a worry going on holiday leaving loved ones behind. Never fear, should a close relative, or the person you’re travelling with become seriously ill, injured or heaven-forbid die, your travel expenses would be claimable. Restrictions can apply for relatives age, medical conditions and where they live.
If you injure someone or are held accountable for damaged property in Bali the consequences could be disastrous, particularly when you are unfamiliar with local laws and regulations. In such an event, your policy will cover your liability costs to a degree.
Like every type of insurance, there are conditions you need to pay attention to. We've highlighted some conditions around natural disasters for a few insurers you may need to pay extra attention to.
Insure4 less: Cover for hurricane, storm or other natural disasters only when it threatens your safety such that official evacuation orders are issued or that your pre-booked accommodation is rendered uninhabitable.
Insure and Go: Medical cover due to any natural disaster is automatically covered however for cancellation you must purchase this option as an additional extra.
No Worries: Only covers for natural disasters in Australia.
Tick Travel Insurance: To include an unexpected Natural Disaster as a claimable event, you must have purchased this option and the option must be shown on your Policy Schedule.
Found yourself in a pickle? Should you encounter a Bali blunder the following emergency contacts are good to have on hand.
Government Tourist Information Centre
Jl.Bana Sari No.7
Legian Kuta
Denpasar
Bali
Phone: 754 092
Australian Embassy Jakarta
Jalan H R Rasuna Said Kav C 15-16
Jakarta Selatan
12940 INDONESIA
Phone: +62 21 2550 5555
[email protected]
Bali Police Headquarters
Jalan WR Supratman
Denpasar
Bali
Phone: 0361 227 711
Australian Consulate General Bali
Jalan Tantular 32
Renon
Denpasar
Bali 80234
Phone: +62 361 241 118
Stuff going wrong on holiday shouldn’t be your foremost concern when planning your trip. After all you’ve got an exciting itinerary to navigate! But like it or lump it, without safeguarding your travels, all the fun stuff could be nullified in the flash of an eye.
Compare Bali travel insurance policies to save time, worry and loads of money. You’ll be on your way to a relaxed, worry-free holiday quicker than you can say “terima kasih” (thank you)!
As of 13 July 2021, the Ministry of Health Indonesia reported a total of 56,697 COVID-19 cases for Bali since the pandemic began. There were 50,094 recovered cases, giving a recovery rate of 88.35%. The total number of COVID-19 cases in Indonesia reached 2,567,603. You can refer to WHO for comparative COVID statistics.
The cost of travel insurance will largely depend on your age and how long you're going for. Comprehensive Travel Insurance to Bali for 7 days for a 30-year-old can cost as little as $35. That's peace of mind for $5 a day. A small price to pay for you to enjoy your holiday knowing you're protected should the unexpected happen.
Most travel insurance policies will cover you if you are injured in a terror attack on your holiday. But wanting to cancel your trip because you are worried about acts of war often aren't covered. Learn more about travel insurance and terrorism here.
When getting quotes for Lombok or the Gilli Islands, please select Indonesia, rather than Bali to ensure you are covered for all islands you visit.
Yes, assuming you have a comprehensive policy with luggage cover. If a naughty monkey pinches your camera and you don't get it back you may have provision to claim to replace it.
Yes, the prices on our comparison are the exact same as you'll get by going direct. We are paid a small referral fee for each policy we pass on that gets purchased.
A comprehensive policy for Bali will usually cover you for medical benefits should you end up with Bali belly, luggage protection if a monkey steals your camera, trip cancellation if a volcano decides to erupt, theft of cash if your purse is pickpocketed, alternative transport if your transport is no longer viable and much more.
Eugene is the king of insurance! Having spent more than ten years raising awareness on the importance of holiday protection, he is a self-confessed insurance geek extraordinaire when it comes to the world of travel cover. Eugene loves helping people save time, worry and loads of money with the right policy at the right price. His ideal holiday is any one where he has a pina colada in his hand. Salut!
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Eugene is the king of insurance! Having spent more than ten years raising awareness on the importance of holiday protection, he is a self-confessed insurance geek extraordinaire when it comes to the world of travel cover. Eugene loves helping people save time, worry and loads of money with the right policy at the right price. His ideal holiday is any one where he has a pina colada in his hand. Salut!
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