1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

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8.6/10
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Value for money

| | 1 comment Reviewed by W&G on 15 June 2018, 12:58 PM

Easy, informative, contactable, and peace of mind. Recommended to us by frequent travelling friends w... Read more

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Easy and realistic

| | 1 comment Reviewed by Jill on 14 June 2018, 16:05 PM

Very easy to organise online even with specific medical cover- good job! but I'm glad I didn'... Read more

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check Verified Review Taylor McNamara was invited by 1Cover to write this review.

Only insurance I would ever go with!

| | 1 comment Reviewed by Taylor McNamara on 14 June 2018, 15:24 PM

I’ve used this insurance company every time I travel. On one occasion I got very sick before my holid... Read more

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check Verified Review Taylor McNamara was invited by 1Cover to write this review.
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check Verified Review Rodney Ross was invited by 1Cover to write this review.

No fuss... prompt claims approval

| | 1 comment Reviewed by Rodney Ross on 14 June 2018, 15:22 PM

Ever since we utilised the 1Cover kiosk at the airport several years ago, to arrange last minute trav... Read more

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check Verified Review Rodney Ross was invited by 1Cover to write this review.
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check Verified Review Emily Clark was invited by 1Cover to write this review.

Easy

| | 1 comment Reviewed by Emily Clark on 14 June 2018, 15:22 PM

1Cover are very easy to contact and ask questions when you are looking into travel insurance. They of... Read more

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check Verified Review Emily Clark was invited by 1Cover to write this review.
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check Verified Review Rowland Moye was invited by 1Cover to write this review.

THE BEST COVER YOU CAN HAVE

| | 1 comment Reviewed by Rowland Moye on 12 June 2018, 13:07 PM

I believe the best travel insurance you can have, used 1Cover many times and never had an issue, Than... Read more

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check Verified Review Rowland Moye was invited by 1Cover to write this review.
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check Verified Review Narelle Marie Berry was invited by 1Cover to write this review.

Fantastic experience

| | 1 comment Reviewed by Narelle Marie Berry on 12 June 2018, 13:06 PM

I had a simple medical claim and from questions to quote to actual claim and outcome we received outs... Read more

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check Verified Review Narelle Marie Berry was invited by 1Cover to write this review.
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check Verified Review Maureen Waight was invited by 1Cover to write this review.

Prompt response

| | 1 comment Reviewed by Maureen Waight on 12 June 2018, 13:05 PM

During a stressful period when I had to claim against my policy due to illness 1Cover were helpful pr... Read more

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check Verified Review Maureen Waight was invited by 1Cover to write this review.
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check Verified Review RODNEY ALFRED STANLEY was invited by 1Cover to write this review.

Good website, competitive prices

| | 1 comment Reviewed by RODNEY ALFRED STANLEY on 12 June 2018, 13:05 PM

I found the process straight forward. However as I had no claims I cannot comment on this part of the... Read more

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check Verified Review RODNEY ALFRED STANLEY was invited by 1Cover to write this review.
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Just to be safe

| | 1 comment Reviewed by Lance Vadala on 12 June 2018, 13:05 PM

I took out travel insurance for our family vacation for three weeks overseas. Fortunately I did not n... Read more

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check Verified Review John Harrison was invited by 1Cover to write this review.

Good value for money

| | 1 comment Reviewed by John Harrison on 12 June 2018, 13:05 PM

All good 2nd time we've used this company. All good, but then again, we've not had to make a ... Read more

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check Verified Review John Harrison was invited by 1Cover to write this review.
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check Verified Review Lisa Walsh was invited by 1Cover to write this review.

Rental car excess

| | 1 comment Reviewed by Lisa Walsh on 08 June 2018, 14:54 PM

We did not need to claim but felt reassured to have this cover. Much cheaper than the rental companie... Read more

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check Verified Review Lisa Walsh was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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