1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

Customer Experience

8.5/10
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Claims Experience

8.1/10
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Value for Money

8.6/10
8.6/10
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very happy with all aspects of cover from initial arrangements to claims managment & payout.

| | 0 comment Reviewed by Carla Baron on 17 November 2023, 13:47 PM

We are an older couple and travel insurance quotes are hard to come by or very expensive. We found 1... Read more

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Submitting a Claim

| | 0 comment Reviewed by Karen Finch on 17 November 2023, 13:44 PM

The Customer Service has been amazing! I was dubious when I could not contact 1Cover by phone but th... Read more

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Broken arm in bali

| | 0 comment Reviewed by Hana Bartlett on 17 November 2023, 13:43 PM

Best $130 I've ever spent, after tripping over in Indonesia, I required emergency surgery and 4 d... Read more

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Failure to cover flight cancellation.

| | 0 comment Reviewed by peter roach on 17 November 2023, 13:42 PM

Took out insurance in good faith but apparently should have read the fine print. My flight was cancel... Read more

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customer friendly

| | 0 comment Reviewed by David Stiff on 17 November 2023, 13:42 PM

The last hassle that you need when your partner becomes sick just before you are to go on holiday is ... Read more

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Excellent choice

| | 0 comment Reviewed by Sheila Benhamou on 17 November 2023, 13:41 PM

The big trip to France. Itinary Day 4, tripped on uneven footpath and landed on my hip. I could not g... Read more

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Great price and no hassles

| | 0 comment Reviewed by Shane Abarca on 17 November 2023, 13:28 PM

Used 1cover, as they offered a great price. No hassles making a claim online. Also, company was very ... Read more

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Low cost insurance but excellent claim experience

| | 0 comment Reviewed by David Rowbotham on 17 November 2023, 13:28 PM

We had an expensive holiday booked, Airlines and cruise. Unfortunately I got sick and we had to cance... Read more

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1Cover AMAZING

| | 0 comment Reviewed by nicole korolis on 17 November 2023, 13:27 PM

Claim process so simple and easy.
customer service went above and beyond to make sure my family ... Read more

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Medical insurance claim

| | 0 comment Reviewed by Glen Wilcock on 17 November 2023, 13:27 PM

Lodged a medical insurance claim which was simple and straightforward. Claim was processed quickly an... Read more

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Hid behind "fine print" to reject a claim

| | 0 comment Reviewed by Bernard Joffe on 17 November 2023, 13:27 PM

1 Cover hid behind "Fine print" to reject a travel claim. We cancelled a holiday to Bali as my mothe... Read more

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Great service!

| | 0 comment Reviewed by Andy C on 17 November 2023, 13:26 PM

After having some medical issues in the USA and submitting a claim to 1Cover they were very helpful, ... Read more

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1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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