1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

Customer Experience

8.5/10
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Claims Experience

8.1/10
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Value for Money

8.6/10
8.6/10
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Claim turned down after information given during our trip that it would be honoured

| | 1 comment Reviewed by Jag CG on 10 September 2019, 10:05 AM

After losing rental car keys due to a kayak capsize event, we called 1cover and they said it would be... Read more

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Very prompt processing of claim and of settlerment payment with no hassles

| | 1 comment Reviewed by Noel on 05 September 2019, 15:47 PM

I made a claim on-line and once I assembled all the necessary documents the process was simple. The c... Read more

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Appropriate Cover and quick claim assessment and payment

| | 1 comment Reviewed by Robert Page on 05 September 2019, 15:46 PM

1Cover offered a competitive travel insurance premium for the planned type and duration of our holida... Read more

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Cannot thank 1 cover enough

| | 1 comment Reviewed by kym on 05 September 2019, 15:46 PM

I was over in Thailand and scared. 1 cover ensured everything that needed to be done was done in a ti... Read more

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Not using !Cover could uncover a problem if things go astray.

| | 1 comment Reviewed by Maria Wimbridge on 05 September 2019, 15:42 PM

My claims experience is only days old. I would like to thank Consultant Keanu Urirau for his assista... Read more

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Claim for overseas accident involving hospital stay and followup on return

| | 1 comment Reviewed by Pauline on 05 September 2019, 15:41 PM

1Cover staff were very professional in their handling of my recent claim involving a broken wrist whe... Read more

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Trip Cancelation

| | 1 comment Reviewed by Zenda Sivyer on 05 September 2019, 15:40 PM

Earlier this year my husband had a fall at work and sustained significant injuries to both legs. We ... Read more

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When Insured is not Insured

| | 1 comment Reviewed by Doug Missak on 04 September 2019, 01:59 AM

When your flight is cancelled 6 hrs before departure and you are booked on a flight for the next day ... Read more

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US trip experience

| | 1 comment Reviewed by John Delaney on 29 August 2019, 14:39 PM

It was a great experience to see how the Yankees live, I seen plenty of eye-opening things in regards... Read more

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best company I have had the pleasure of dealing with

| | 1 comment Reviewed by Kim on 27 August 2019, 11:01 AM

Twice I have had to claim and both times have no issues I will only use your company when travelling ... Read more

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Disrupted travel plans due to family illness

| | 1 comment Reviewed by CHRISTINE on 23 August 2019, 10:21 AM

Due to my father becoming extremely ill I was forced to change travel arrangements. The staff at 1cov... Read more

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Always Competitive

| | 1 comment Reviewed by droopy50 on 23 August 2019, 10:20 AM

We have been using and recommending 1Cover for years but have noticed that others are just as competi... Read more

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1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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