1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

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Value for Money

8.6/10
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Excellent Insurer

| | 1 comment Reviewed by Julie on 01 October 2019, 12:04 PM

I have always used 1Cover for my travels and thankfully have never needed to claim, until my last tri... Read more

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A great service and good company

| | 1 comment Reviewed by Joanne Abbott on 01 October 2019, 12:03 PM

I have been with 1cover for my last 2 trips, and I will be going with them again for future trips. Th... Read more

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Loyal customer unable to claim for Amoma Bankruptancy.

| | 1 comment Reviewed by Jen Gianino on 01 October 2019, 12:03 PM

Really disappointed having showed up at our Hotel in Hoi An, Vietnam to find out the company we booke... Read more

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Injury in the USA requiring emergency surgery

| | 1 comment Reviewed by Crawford on 27 September 2019, 10:04 AM

From the moment we contacted 1cover there were very responsive. They dealt with the hospital direct r... Read more

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Excellent service by 1Cover

| | 1 comment Reviewed by Robert Donnelly on 27 September 2019, 10:03 AM

Unfortunately I had to make my first claim whilst overseas and the assistance given to me certainly w... Read more

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Very happy with the service

| | 1 comment Reviewed by Karla Cardenas on 26 September 2019, 09:36 AM

I had an emergency with an infected tooth while I was overseas. I contacted 1Cover and they immediate... Read more

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Fantastic service and claims experience

| | 1 comment Reviewed by Marcus Coll on 26 September 2019, 09:35 AM

Due to inclement weather I had a terrible experience getting back home and having to rebook a flight.... Read more

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Glad I was insured

| | 1 comment Reviewed by Toni McKenna on 25 September 2019, 09:58 AM

The whole process of getting a quote, to purchasing my travel insurance, to making a claim was very e... Read more

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Great value.

| | 1 comment Reviewed by Sarah Flaherty on 25 September 2019, 09:57 AM

I didn’t have to claim this time but as usual, great value, great service. After such a good experien... Read more

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Didnt need to claim-great value

| | 1 comment Reviewed by Mark Pace on 23 September 2019, 11:51 AM

Didnt need to claim on this trip however the value of cover compared to Travel agent was much better ... Read more

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Fabulous claims process!

| | 1 comment Reviewed by Katie Clews on 23 September 2019, 11:51 AM

I've used 1Cover for our travel insurance for a number of years now but have never had to claim u... Read more

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Peace of mind

| | 1 comment Reviewed by Renae Schmitt on 23 September 2019, 11:47 AM

Everytime I travel I make sure to get 1 cover. The travel insurance that has peace of mind. I've ... Read more

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1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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