Please select at least 1 country or destination.
Please select a valid departure and return date.
Please input traveller age(s) from 0 to 120.

Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.

Compare Travel Insurance Travel Insurance Tips Travel Insurance Underwriters

Travel Insurance Underwriters

29 January 2024 By Eugene Wylde

The exciting part of booking your holiday is complete - woohoo!  The next step is to take out travel insurance to protect your trip should something happen.  With so many different policies in the market, how do you choose one that is right for you and which brands can you trust?  

What you may not know is that although there are many brands, there are only a handful of insurers (known as underwriters) in Australia that issue and underwrite the policies you purchase.

All these insurers subscribe to the General Insurance Code of Practice which sets out the standards that general insurers must meet when providing services to their customers, such as being open, fair and honest.

Top Tip

If you're struggling to find cover for a particular scenario, you may have success looking at policies from different underwriters rather than comparing several standard policies from the same underwriter. There is likely to be more variance between what's covered and what's not covered between different underwriters or niche brands. Some of Australia's major travel insurance underwriters to look out for include Allianz Australia Insurance Limited, Certain underwriters at Lloyd's, HDI Global Specialty and Zurich Australian Insurance Limited.  

Let someone else handle the risk

When you take out a policy, you're paying the insurance company and the underwriters a fee to cover your risk. If something goes wrong, you could end up in a world of pain if your policy isn't backed by a reputable underwriter with an experienced claims team. Fortunately, all brands listed on our site are underwritten by reputable insurers. All brands listed offer 24/7 emergency assistance to help you in your time of need.

We've Put Together An Impressive List!

It's important to note that it is not exhaustive; there are plenty of other brands in the market. We don't want to trick you about our service either, so we've marked which travel insurance brands we provide quotes for and those that we don't. Check out which insurer is behind each policy to help you hunt for the best cover for your holiday.

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies and underwriters from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.


Contributor Crystal Moran

Crystal Moran

With a research and journalism background, and certified in Tier 2 General Insurance General Advice, Crystal is passionate about investigating customers’ tricky travel questions and helping them find the answers they’re looking for. A writer and filmmaker whose favourite trips have been to film festivals in Cuba and South Korea, and campervanning around the USA, she loves getting to know new people and seeing a glimpse of the world through their eyes.

Trending Tips And Guides

Cruise Travel Insurance Cover

what does cruise insurance cover?

What if I'm only cruising around Australia? Won't Medicare cover it? Do I need to include every country? Avoid eyewatering medical bills by finding how to get cover for your whole cruise.

Travel Insurance Seniors

guide to seniors travel insurance

One of the best things about getting older is all the freedom to travel. We've got everything you need to know to get peace of mind while you explore a new piece of the world.

Senior Travel Insurance Age Limits

age limits for seniors

If you're over 64, finding reasonably-priced seniors travel insurance can be tricky, however, this doesn't mean that you should compromise on cover!

Loading Quotes

Loading Quotes...