Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Travel Insurance Underwriters
With so many different policies, how do you choose the one which is right for you? Although there are many brands, there are only a handful of insurance underwriters in Australia that actually issue and underwrite the policies that you purchase.
Top Tip
If you're struggling to find cover for a particular scenario, you may have success looking at policies from different underwriters rather than comparing several standard policies from the same underwriter. There is likely to be more variance between what's covered and what's not covered between different underwriters or niche brands. Some of Australia's major travel insurance underwriters to look out for include Allianz Australia Insurance Limited, Certain underwriters at Lloyd's and Zurich Australian Insurance Limited.
Let someone else handle the risk
When you take out a policy, you're paying the insurance company and the underwriters a fee to cover your risk. If something goes wrong, you could end up in a world of pain if your policy isn't backed by a reputable underwriter with an experienced claims team. Fortunately, all brands listed on our site are underwritten by reputable insurers. All brands listed offer 24/7 emergency assistance to help you in your time of need. We do our best not to list riff raff!!
We've Put Together An Impressive List!
But it's important to note that it is not exhaustive. There are plenty of other brands in the market. We don't want to trick you about our service either, so we've marked which travel insurance brands we provide quotes for and those that we don't. Check out which insurer is behind each policy to help you in your hunt for the best cover for your holiday.
| Insurer | Underwriter | Do We Compare Quotes? | Go To Insurer |
|---|---|---|---|
 1Cover
|
Certain underwriters at LLoyd's |  |
|
 AAMI |
AAI Limited |  |
|
 AIG |
AIG Australia Limited | |
|
 AllClear
|
Mitsui Sumitomo Insurance Company Limited | |
|
 Allianz |
Allianz Australia Insurance Limited | |
|
 Amex
|
Chubb Insurance Australia Limited | |
|
 Australia Post |
Zurich Australian Insurance Limited | |
|
 Australian Seniors |
Allianz Australia Insurance Limited | |
|
 Boomers
|
Allianz Australia Insurance Limited | |
|
 Budget Direct
|
Auto & General Services Pty Ltd | |
|
 Bupa Australia |
IAG (Insurance Australia Limited) | |
|
 CommInsure |
Zurich Australian Insurance Limited | |
|
 Cover-More |
Zurich Australian Insurance Limited | |
|
 Downunder
|
Certain underwriters at Lloyd's | |
|
 Easy Travel Insurance |
Zurich Australian Insurance Limited | |
|
 Fast Cover
|
Certain underwriters at Lloyd's | |
|
 Go insurance |
Certain underwriters at Lloyd's | |
|
 iTrek
|
Certain underwriters at Lloyd's | |
|
 Insure4Less |
Chase Underwriting Pty Ltd | |
|
 InsureandGo
|
Mitsui Sumitomo Insurance Company Limited | |
|
 Jetstar |
AIG Australia Limited | |
|
 Medibank Private |
Zurich Australian Insurance Limited | |
|
 Multitrip |
Mitsui Sumitomo Insurance Company Limited | |
|
 NIB |
Pacific International Insurance | |
|
 NRMA |
Zurich Australian Insurance Limited | |
|
 Online Travel Insurance
|
Allianz Australia Insurance Limited | |
|
 Professionals Travel Cover |
Certain underwriters at LLoyd's | |
|
 Qantas |
Certain underwriters at LLoyd's | |
|
 RAC |
Tokio Marine & Nichido Fire Insurance Co. Ltd | |
|
 Real Insurance |
Hollard Insurance Company Pty Ltd | |
|
 SCTI |
Southern Cross Benefits Limited | |
|
 STA Travel
|
Allianz Australia Insurance Limited | |
|
 Simply Travel Insurance
|
Certain underwriters at LLoyd's | |
|
 Ski-Insurance
|
Certain underwriters at LLoyd's | |
|
 Sure Save |
XL Insurance Company SE | |
|
 Tick Insurance
|
Mitsui Sumitomo Insurance Company Limited | |
|
 Travel Insurance Direct |
Pacific International Insurance | |
|
 Travel Insurance Saver
|
Pacific International Insurance | |
|
 Travel Insuranz
|
Chase Underwriting Pty Ltd | |
|
 Virgin Australia |
Zurich Australian Insurance Limited | |
|
 Virgin Money
|
Allianz Australia Insurance Limited | |
|
 Webjet
|
Allianz Australia Insurance Limited | |
|
 Westpac |
Allianz Australia Insurance Limited | |
|
 Wise Traveller
|
Tokio Marine Insurance | |
|
 Woolworths |
Hollard Insurance Company Pty Ltd | |
|
 World Nomads |
Pacific International Insurance | |
|
 Worldcare
|
Allianz Australia Insurance Limited | |
|
 Zoom Travel Insurance
|
Certain underwriters at LLoyd's | |
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies and underwriters from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
Travel Insurance Extraordinaire At Your Service
Need some help? Use the search box below to find answers to all those tricky questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!
Crystal Moran
With a research and journalism background, and certified in Tier 2 General Insurance General Advice, Crystal is passionate about investigating customers’ tricky travel questions and helping them find the answers they’re looking for. A writer and filmmaker whose favourite trips have been to film festivals in Cuba and South Korea, and campervanning around the USA, she loves getting to know new people and seeing a glimpse of the world through their eyes.
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