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Dependants travel insurance age limits

Going on a family holiday with the kids in tow? Did you know that your dependents are covered for free under your policy? Yippee! That means you pay no extra, no matter how far, or how long you’re going on your well-deserved break.

Each insurer in Australia varies their definition of a “dependant” but luckily for you we’ve gone ahead and researched all the differences for you.

Compare dependant age limits

 INSURER 

AGE LIMIT

DEFINITION

1300 Insurance 25 You children or grandchildren, not in full-time employment, accompanying you on the journey 100% of the time and who are under the age of 25.
1Cover 21 Your children or grandchildren not in full time employment who are under the age of 21 and are travelling with you on the journey, and are named on the certificate of insurance.
1st for Women 18 Your financially dependent children or grandchildren who are under 18 years of age and are named on the certificate of insurance.
AAMI 18 You children under the age of 18.
AIG 25 Your financially dependent children or grandchildren under the age of 25.
Allianz

25

Your children or grandchildren not in full-time employment who are under the age of 25 accompanying you for 100% of the journey.
American Express 21 Any unmarried children up to and including 18 years of age and/or your dependent children aged over 18 years of age and up to and including 21 years of age, whilst they are full-time students at an accredited institution of higher learning and primarily dependent upon You for maintenance and support.
Australia Post 21 Your children or grandchildren on the certificate of insurance travelling on the journey with you provided they are not in full time employment and are under 21 years of age.
Australia Seniors 21 Any unmarried children up to and including 18 years of age and/or your dependent children aged over 18 years of age and up to and including 21 years of age, whilst they are full-time students at an accredited institution of higher learning and primarily dependent upon You for maintenance and support.
Boomers 25 Your children or grandchildren not in fulltime employment who are under the age of 25 and are accompanying you on 100% of the journey.
Budget Direct 18 Your financially dependent children or grandchildren (including fostered or adopted children or grandchildren) who are under 18 years of age at the date of the application for this insurance.
Bupa 21 Your child or grandchild who is under 21 years of age, financially dependent on you and not in full-time employment who travels with you on your journey.
Citibank 21 Any unmarried children up to and including 18 years of age and/or your dependent children aged over 18 years of age and up to and including 21 years of age, whilst they are full-time students at an accredited institution of higher learning and primarily dependent upon You for maintenance and support.
Columbus Direct 18 Your children or grandchildren aged 18 and under.
Comminsure 25 Your children or grandchildren, not in full-time employment, accompanying you on the journey and who are under the age of 25 or if they are aged 25 and over if unmarried and continuously physically or mentally incapable of self-support.
Covermore 21 Your children or grandchildren who are identified on the Certificate of Insurance and travelling with You on the Journey, provided they are not in full-time employment and they are under the age of 21 years.
Dowunder travel insurance 21 Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey.
Easy Travel Insurance 25 Your children under 25 years of age.
Fast Cover 21 Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on 100% of the journey.
Go Insurance 18 Children under the age of 18.
Insure4Less 18 Children under the age of 18.
InsureandGo 18 Your financially dependent children or grandchildren (including fostered, or adopted children or grandchildren) who are under 18 years of age and who are named on the policy schedule.
itrek 21 Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the journey, and are named on the certificate of insurance.
Kango Cover 21 Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the journey, and are named on the certificate of insurance.
Medibank 21 Your children or grandchildren who are identified on the Certificate of Insurance and travelling with You on the Journey, provided they are not in full-time employment and they are under the age of 21 years.
Multi-trip 18 Your financially dependent children or grandchildren (including fostered, or adopted children or grandchildren) who are under 18 years of age and who are named on the Policy Schedule.
NoWorries 18 Children under 18.
NRMA 21 Your children or grandchildren who are identified on the Certificate of Insurance and travelling with You on the Journey, provided they are not in full-time employment and they are under the age of 21 years.
Online Travel Insurance 21 Your children or grandchildren not in fulltime employment who are under the age of 21 and are travelling with you for the journey.
OnTour 25 Your financially dependent children or grandchildren all under 25 years of age who travel with You.
Priceline 21 Any unmarried child or children up to and including 18 years of age; and/or Your dependent child or dependent children aged 18 years of age and up to and including twenty-one (21) years of age, whilst they are full-time students at an accredited institution of higher learning and primarily dependent upon You for maintenance and support.
QBE 25 Your children, stepchildren, grandchildren, foster children, nieces and nephews who are under 25 years of age and not in full time employment at the time the Certificate of Insurance is to be issued and who are travelling with you on the trip.
Southern Cross 17 Your unmarried children, stepchildren, foster children, grandchildren, nieces and nephews, who are aged 17 years or under on Your Start Date of Insurance and are primarily dependent on the adult(s) named on the Certificate of Insurance.
Simply Travel Insurance 21 Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on your journey and are names on the certificate of insurance.
STA 21 Your children or grandchildren listed on your Certificate of Insurance who are not in full time employment, who are under the age of 21 and travelling with you on the Trip.
Suresave 25 Means your children (and grandchildren), not in a full time job, who are under the age of 25 at the date of policy issue, travelling with you on the majority of the trip and are shown on your COI as Insured Dependants.
Tick 18 Your financially dependent children or grandchildren (including fostered, or adopted children or grandchildren) who are under 18 years of age and who are named on the Policy Schedule.
TID 21 Your children or grandchildren not in full time employment who are under the age of 21 at the date of policy issue, travelling with you on the majority of the trip, and listed as covered on your Certificate of Insurance.
Travel Insurance Saver 25

Children means your children, stepchildren, grandchildren, foster children, nieces and nephews who are under 25 years of age and not in full time employment at the time the Certificate of Insurance is to be issued and who are travelling with you on the trip.

Travel Insuranz 21 Your children under 21 years old.
Traveller Insure 21

Dependent Children means the unmarried dependent child or children of the Insured (including step or legally adopted children) who are: a) up to and including eighteen (18) years of age; or b) up to and including twenty-one (21) years of age whilst they are full-time students at an accredited institution of higher learning and primarily dependent upon the Insured for maintenance and support.

Virgin Money 25 Your children or grandchildren not in fulltime employment who are under the age of 25 and are accompanying you on the journey.
Webjet 25 Your children or grandchildren, not in full-time employment, accompanying you on the journey and who are under the age of 25.
Woolworths 21 Your children or grandchildren not in full time employment who are under the age of 21 and travelling together with You for the entire Journey.
World Nomads 20 Your children or grandchildren, or others for whom you are the legal guardian, who are not in full time employment, are 20 years old or younger at the time you buy or extend your policy, are travelling with you for the majority of the trip and are listed as covered on your Certificate of Insurance.

Travelling is one of the most educational and inspiring adventures you can have with your children, just make sure you've got the right family policy to protect all your loved ones before you set off.

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