Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Do you like your holidays with a slice of adventure? It doesn't count if your vay-cay isn't incadrenalin-fueled? If you're planning to get behind the wheel of a quad bike on your trip, it's very important to ensure you're sufficiently covered before doing so.
Not all Australian insurers cover quad biking as standard. There are many conditions to be aware of before you get behind the wheel of an ATV (All Terrain Vehicle).
If your insurer does offer cover
- you’re likely to have to pay extra to cover the activity
- you’d only be covered if you booked through a legitimate operator
- you must also wear a helmet at all times
- age limits and destination exclusions can also apply.
So where can you find quad biking travel insurance? Saddle up and find out right here...
Please note: An additional premium or adventure pack may be required in order to be sufficiently covered. Click on the ticks and crosses for more information.
|Insurer||Underwriter||Cover for Quad Biking||Buy Now|
|1Cover||Certain underwriters at LLoyd's|
|AllClear||Mitsui Sumitomo Insurance Company Limited|
|Boomers||Allianz Australia Insurance
|Single rider only.|
|Budget Direct||Auto & General||Single rider only.|
|Columbus Direct||Certain underwriters at LLoyd's||Adults only- you must be with a professional, qualified and licensed guide or operator.|
|Downunder||Certain underwriters at LLoyd's|
|Fast Cover||Hollard Insurance Company Pty Ltd||Single rider only, no jumping, racing or competition.|
|Itrek||Certain underwriters at LLoyd's|
|InsureandGo||Mitsui Sumitomo Insurance Company Limited||Must be with a commercial operator available to the general public. The activity or course should also not require any special training, skills, or a certain level or fitness to take part.|
|Insure4Less||Berkshire Hathaway Specialty Insurance Company||Must be provided by a licensed commercial operator- No cover in the USA or Canada.|
|Simply Travel Insurance||Certain underwriters at LLoyd's|
|Tick||Mitsui Sumitomo Insurance Company Limited||Must be with a commercial operator available to the general public. The activity or course should also not require any special training, skills, or a certain level or fitness to take part.|
|Travel Insurance Direct||Certain underwriters at LLoyd's|
|Travel Insuranz||Berkshire Hathaway Specialty Insurance Company|| Must be provided by a licensed commercial operator- No cover in the USA or Canada.
|Virgin Money||Allianz Australia Insurance Limited||Single rider only.|
|Worldcare||Allianz Australia Insurance Limited|
|Certain underwriters at LLoyd's||Single rider only.|
|Allianz Australia Insurance Limited||16 years old and over You must be with a professional, qualified and licensed guide or operator.|
|Certain underwriters at LLoyd's|
A significant number of Australians are injured or killed in quad bike accidents every year. This has raised concerns for the those participating in the activity overseas, where holiday adrenaline hits can run high, and safety standards can be low!
More than 211 Australians died in overseas accidents in 2016-2017*. Young inexperienced travellers are taking part in activities they typically wouldn’t do in their home country. Often with little regard to their safety and failing to appreciate just how risky their actions may be.
From a travel insurance perspective, you are very unlikely to be covered for deliberately putting yourself in positions of danger, or for acts of ‘recklessness’. This can include participating in high risk sports and activities such as quad bike riding. It’s your responsibility to act wisely and take all required safety precautions when travelling overseas, as well as making sure you're covered by your travel insurance policy.
Originally from the UK, Hayley took a gap ‘year’ in 2011… and it’s still going! She’s travelled all over the world, volunteering in a Ugandan orphanage, skydiving in Australia, shark diving in South Africa, and skiing in the Alps (and snapping in a ligament in the process!). Certified in Tier 2 General Insurance General Advice and working in travel insurance for over two years, Hayley is a thrillseeker and a storyteller who loves hearing about customers’ holiday plans and sharing her own tips and must-see spots to help get them inspired.