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Sailing travel insurance guide

Oh Buoy! It’s easy to sea why more and more Australians are choosing to sail on their holidays. Sailing or yachting can be a spectacular way to experience and explore the scenic waters of your surrounding area.

if you are planning on setting sail in open waters it's important to know that cover varies a lot between providers.

Most travel insurance policies in Australia exclude sailing unless it is within a short distance of the coastline. However, with a growing demand for policies to cover sailing in international waters and amateur competitive sailing a few insurers have updated their policies! (Aboat time too)!

Don't wreck your trip!

Make sure your chosen insurer covers your watery trip by comparing sailing travel insurance cover below. 

Insurer

Do they cover it?

Conditions

1Cover Cover for 10 nautical miles or less off any land mass
1300 Insurance Cover for 10 nautical miles or less off any land mass
1st for Women

Cover in territorial waters when not racing (12 nautical miles)

AAMI No cover for sailing  
Allianz Australia Insurance Limited Cover for 10 nautical miles or less off any land mass 
American Express No specific cover for sailing mentioned in PDS 
Australia Post No cover for sailing  
Australia Seniors No specific cover for sailing mentioned in PDS     
Boomers Cover for 10 nautical miles or less off any land mass 
Budget Direct Cover in territorial waters when not racing (12 nautical miles) 
BUPA No cover for sailing  
Citibank No cover for sailing 
Columbus Direct Cover for inshore sailing (within 20 km) with the purchase of Aports & Adventure pack A
Comminsure Cover for 10 nautical miles or less off any land mass 
Cover-more   No specific cover for sailing mentioned in PDS    
Downunder Cover for 10 nautical miles or less off any land mass
Easy Travel Insurance Cover for 10 nautical miles or less off any land mass 
Fast Cover Cover for 10 nautical miles or less off any land mass 
Go Insurance Sailing extension can be purchased to include ocean racing, sailing equipment hire, boat waiver excess & more
Insure4Less Offshore sailing cover available that covers for ocean sailing, sailing in international waters and amateur competitive sailing (both offshore or onshore)
InsureandGo Cover in territorial waters when not racing
itrek Cover for 10 nautical miles or less off any land mass 
Kango Cover Cover for 10 nautical miles or less off any land mass 
Medibank No specific cover for sailing mentioned in PDS  
Multi-Trip Cover in territorial waters when not racing
Nib No specific cover for sailing mentioned in PDS 
No Worries No specific cover for sailing mentioned in PDS 
NRMA No specific cover for sailing mentioned in PDS 
On Tour No specific cover for sailing mentioned in PDS 
Online Travel Insurance Cover for 10 nautical miles or less off any land mass 
Priceline Protects No specific cover for sailing mentioned in PDS  
QBE No specific cover for sailing mentioned in PDS  
Simply Travel Insurance Cover for 10 nautical miles or less off any land mass 
Ski insurance Cover for 10 nautical miles or less off any land mass 
Southern Cross No specific cover for sailing mentioned in PDS 
STA Travel Cover for 10 nautical miles or less off any land mass 
Sportscoverdirect Two options available: sailing within coastal waters/the 12 mile limit, and sailing outside of coastal waters/the 12 mile limit 
SureSave No specific cover for sailing mentioned in PDS 
Tick Travel Cover in territorial waters when not racing 
TID No specific cover for sailing mentioned in PDS
Topsail Insurance Australia Yachtsman’s Travel Insurance covering your trip on yachts and motor boats, as well as other holidays and leisure trips worldwide.
Travel Insurance Saver No specific cover for sailing mentioned in PDS
Travel Insuranz Cover in territorial waters when not racing
Under 30 Cover for 10 nautical miles or less off any land mass 
Virgin Money Cover for 10 nautical miles or less off any land mass  
Webjet Cover for 10 nautical miles or less off any land mass 
Westpac Cover for 10 nautical miles or less off any land mass  
Woolworths Cover for 12 nautical miles or less off any land mass 
Worldcare Cover for 10 nautical miles or less off any land mass 
World Nomads Level 1 covers you to sail and to participate in an amateur sailing race or sailing competition in coastal waters - within 3 nautical miles of the shore at all times. Level 2 covers you to sail in international waters and to participate in an amateur sailing race or sailing competition in international waters.

Don't rock the boat baby

Remember that what each policy does and does not cover varies hugely between insurers so it is important to read the policy document before purchasing if you’re unsure.  If you have a watery activity planned that didn’t get a mention, it may have slipped under their radar or it may not be covered.  Be sure to contact your insurer to check if all your planned activities are covered.

So water you waiting for?

Whether you’re a cadet eager to make your first serious trip into the big blue beyond or an experienced sailor venturing out of Australian waters on a regular basis, smart sailers will always spend time doing a travel insurance comparison. Our site compares a platoon of reputable insurers with policies that cover you whilst on a cruising the seas. Water you waiting for? Compare sailing travel insurance today!

TRAVEL INSURANCE EXTRAORDINAIRE AT YOUR SERVICE

Need some help? Use the search box below to find answers to all those tricky travel insurance questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!

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