Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Are you covered to cancel your trip in the event of a natural disaster? The answer will depend on your choice of insurer.
In recent times natural disasters like volcanic eruptions, hurricanes, tsunamis and earthquakes have hit the widespread media and affected countless travellers around the world. It's certainly not improbable that the weather could turn sour at your trip destination. So would travel insurance cover you to cancel your flights, acccomodation and additional costs in the event that an earthquake or hurricane was to strike at the heart of your holiday plans?
Like every type of insurance there are conditions you need to pay attention to. For instance, while your insurer may cover natural disasters, if you've chosen a 'basic' policy, with no cancellation benefits, you would not be eligible to claim for cancellation.
In the majority of cases Australian travel insurance policies do cover for cancellation in the event of a natural disasters. However there are a few insurers worth paying attention to as the conditions of their cover may vary.
The following table highlights which insurers do and do not automatically cover natural disasters.
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
Carolina has been working exclusively in the travel insurance industry for over two years. With a customer consultancy background and currently studying law, she is a fine-print wizard who loves helping travellers find a policy that actually works for them. Speaking two languages and having travelled all over the world, Carolina discovered that she is not cut out for working holidays after a stint on her grandparents’ southern Vietnam farm, and is definitely a lounge-by-the-pool kind of lady.
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