Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Kia Ora! Welcome to New Zealand, a country famous for its stunning, virtually untouched landscapes! With its natural beauty, diverse culture and supercharged adventure hot spots, it’s no wonder New Zealand is by far and large the No.1 destination for outbound Aussies!
Are you keen for a Kiwi getaway? Bet you can’t wait to explore the craggy coastlines of South Island or sip lattes in the hip capital of Wellington. Perhaps you’re hanging out for a heart-stopping bungee jump in Queenstown or a glacial adventure on the West Coast? Whether you’re an active adventurer, a wildlife enthusiast or a wine ‘n dine, type traveller, there’s something for just about every type of tourist in New Zealand!
Travel often means stepping out of your comfort zone, even in a country as neighbourly as New Zealand. And with new experiences comes the possibility of new, foreign problems.
Even when you’re just a few hours flight away from home a lot can go wrong. Flight delays, missed connections and lost luggage can muck up your trip faster than a slippery black run!
Don’t let bad luck sour your experience - make sure you pack travel insurance along for the ride.
When searching for cover, it's a good idea to compare a few different companies to see which policy gives you the best bang for your buck! The below table shows the top cover levels of a few insurers in the market to give you an idea of what is available.
To get a New Zealand quote specific to your trip, use the quote box at the top of the page.
|Insurer||Underwriter||Policy Name||Medical||Cancellation||Luggage||Buy Now|
|1Cover||Certain underwriters at Lloyd's||Comprehensive||Unlimited||Unlimited||$15,000|
|American Express||Chubb Insurance Australia Limited||International Comprehensive||Unlimited||Unlimited||$15,000|
|Budget Direct||Auto & General Services Pty Ltd||Comprehensive||Unlimited||Unlimited||$7,500|
|Columbus Direct||Certain underwriters at Lloyd's||Premier||$25,000||$20,000||$10,000|
|Downunder||Certain underwriters at Lloyd's||Premier||Unlimited||Unlimited||$7,500|
|Fast Cover||Hollard Insurance Company Pty Ltd||Comprehensive||Unlimited||Unlimited||$15,000|
|InsureandGo||Mitsui Sumitomo Insurance Company Limited||Insure & Go Gold||Unlimited||Unlimited||$8,000|
|itrek||Certain underwriters at Lloyd's||Pioneer||Unlimited||$15,000||$10,000|
|Online Travel Insurance||Allianz Australia Insurance Limited||Comprehensive||Unlimited||$25,000||$10,000|
|Simply Travel Insurance||Certain underwriters at Lloyd's||Comprehensive||Unlimited||Unlimited||$7,500|
|Tick||Mitsui Sumitomo Insurance Company Limited||Top||Unlimited||$20,000||$7,500|
|Travel Insuranz||Berkshire Hathaway Speciality Insurance||Premier Plus||Unlimited||$20,000||$10,000|
|Travel Insurance Saver||Pacific International Insurance Pty Ltd||Comprehensive||Unlimited||Chosen limit*||$12,000|
|Worldcare||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$10,000|
|Webjet||Allianz Australia Insurance Limited||Comprehensive||Unlimited||Unlimited||$10,000|
|Zoom Travel Insurance||Certain underwriters at Lloyd's||Comprehensive||Unlimited||Unlimited||$7,500|
**Please note, the table above shows the listed insurer's most comprehensive policy - international trips only **
The information provided is of a general nature only and does not take into account any particular personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal objectives, needs and circumstances. Cover levels could change at any time.
It's a fact that the cost of travel insurance can vary enormously. A 30-year-old travelling to New Zealand for a two-week holiday can expect to pay anywhere between $25 - $150 depending on the level of cover purchased. Generally speaking, Basic (also known as medical-only policies) range from $25 – $50, Mid-level policies approx $40 – $100 and Comprehensive from $50 - $150.
Lucky for us Aussies, New Zealand and Australia share reciprocal healthcare agreements. That means you have access to government medical facilities and care. Travellers to New Zealand who are injured in an accident are also covered for hospital treatment by the Accident Compensation Corporation (ACC).
The Accident Compensation Corporation (ACC) provides compulsory insurance cover for personal injury for everyone in New Zealand, whether a citizen, resident or visitor. This means if you are injured by an accident in New Zealand, ACC may pay some of your medical and rehabilitation costs.
No-fault cover means it doesn't matter what you were doing when you were injured or who was at fault. The ACCC cover you, as long as the injury falls within their legislation.
Take note that these agreements do not provide ongoing treatment of existing health conditions and charges may still apply for visits to GPs and specialists, prescription medications and diagnostic tests.
It will largely depend on your age and how long you're going for. Comprehensive Travel Insurance to New Zealand for 7 days for a 30 year old can cost as little at $20.
Most travel insurance policies will cover you if you are injured in a terror attack on your holiday. But wishing to cancel your trip because you are worried about an act of war are generally not. Learn more about travel insurance and terrorism here.
Most Comprehensive Travel Insurance policies in New Zealand cover natural disasters like volcanic eruptions if cover was purchased prior to the event being known about in the mass media. Learn more about natural disasters and your cover here.
Comprehensive Travel Insurance will cover earthquakes, volcanic eruptions, and other natural disasters that affect your holiday. Your trip would have to be directly affected in order for you to be eligible to make a claim.
Generally speaking, most insurers cover bungee jumping, but you may need to purchase an adventure pack in order to be covered. See which insurers cover bungee jumping here.
Not all insurers cover you when skiing or snowboarding outside of your ski resort boundaries. You also may need to be with a licensed instructor. See more information in our off piste guide.
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.