Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Are you going overseas to do a two year working holiday visa? Perhaps you’ve decided to study abroad, or you’re taking a gap year to backpack the world, but 12 months just doesn’t seem long enough.
If you’re searching for longer term travel insurance you're probably finding it tricky! Most standard single trip policies in Australia only provide cover for a maximum of 12 months in duration. But we're here to help you find cover for longer :)
If you do some research, you’ll find some policies will cover for longer - up to 18 months to two years in duration. There are also a handful of providers that will let you extend for a second year if your first annual policy has not expired. Our table explains where you can find longer stay travel insurance without having to do all the legwork.
|Insurer||Underwriter||Second Year Extension||Max Policy Length||Go To Insurer|
|Columbus Direct||Certain underwriters at Lloyd's||12 months|
|Cover-More||Zurich Australian Insurance Limited||18 months
(excluding Americas and Africa)
|Downunder||Certain underwriters at Lloyd's||2 years
|Easy Travel Insurance||Zurich Australian Insurance Limited||12 months|
|Fast Cover||Hollard Insurance Company Pty Ltd||2 years
|Go insurance||Certain underwriters at Lloyd's||12 months|
|InsureandGo||Mitsui Sumitomo Insurance Company Limited||18 months|
|iTrek||Certain underwriters at Lloyd's||2 years
(UK, USA and Canada only)
|Travel Insurance Saver||Certain underwriters at Lloyd's||12 months|
|Worldcare||Allianz Australia Insurance Limited||12 months|
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
Whether you're heading on a working-travel 2 year break, or just after an adventure and can't wait to escape, it's vital to have insurance to protect you when you travel. Especially so if it's for a long period of time. No matter if you buy a two-year policy straight up, or decide to extend once you're already overseas, make sure you do thourough research to ensure you pick the perfect policy for your upcoming holiday.
Carolina has been working exclusively in the travel insurance industry for over two years. With a customer consultancy background and currently studying law, she is a fine-print wizard who loves helping travellers find a policy that actually works for them. Speaking two languages and having travelled all over the world, Carolina discovered that she is not cut out for working holidays after a stint on her grandparents’ southern Vietnam farm, and is definitely a lounge-by-the-pool kind of lady.