Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Looking for travel insurance to Sri Lanka? Whether you're looking forward to pristine beaches, thick rainforests, rich cultural sites or tasty street food, Sri Lanka has it all, and has established itself as one of the most popular destinations for Aussies in South East Asia. Travel is however never without risks, and recent terrorist attacks have highlighted the benefits of getting the right travel insurance for your Sri Lankan holiday.
Travel Insurance for Sri Lanka | Adventure Activities in Sri Lanka | Terrorism Cover | Visas for Sri Lanka | Vaccinations for Sri Lanka | Choosing Travel Insurance for Sri Lanka | Emergency Contacts | Sri Lanka Travel Insurance FAQs
You can generally get travel insurance that will cover you for Sri Lanka. The exception to this is when there is a 'Do Not Travel' warning from the Australian Government's Department of Foreign Affairs. Some insurers will also not cover you if there is a 'Reconsider Your Need To Travel'. So before you buy, check your policy terms, particularly if you're purchasing a while in advance of your trip. It's also good to check what your policy's rules are if a travel advisory changes - that is, if there was no warning when you bought the policy, and then one occurred prior to your trip or while you were travelling. Some insurers do not cover you regardless of when the warning came into effect.
If you're in a medical emergency in Sri Lanka, all reputable travel insurers have a 24/7 hotline you can call or email. Get yourself to a hospital, and contact the emergency hotline. These teams, typically staffed with medical and logistics professionals, can approve guarantees of payment to the hospital, liaise with your doctors and family, and arrange transfers or evacuations back home. If you are hospitalised, you must get in touch as soon as possible, otherwise insurers may decline your claim.
Not sure whether Sri Lanka is safe to travel to? Visit Smartraveller for the latest updates on travel health and safety.
If you're an Australian passport holder, you generally wouldn't require a visa for a short tourism trip. However, you will require an ETA. Read more on visas to Sri Lanka here.
While most insurers have a general exclusion for terrorism, some insurers do offer coverage in specific circumstances. Read more on terrorism travel insurance here.
Most doctors recommend that you have your routine MMR, TDAP, Chickenpox, Polio and Influenza (Flu) shot. Additionally, some travellers are recommended to have additional vaccinations for Sri Lanka, depending on the activities they're doing.
Provided you purchase your comprehensive travel insurance policy before a natural disaster like a monsoon or landslide occurs, you'll generally be covered. If you purchase after it has been published in the media or appeared as a government warning, this would generally be considered a known event, and you're unlikely to have provision to claim.
With a research and journalism background, and certified in Tier 2 General Insurance General Advice, Crystal is passionate about investigating customers’ tricky travel questions and helping them find the answers they’re looking for. A writer and filmmaker whose favourite trips have been to film festivals in Cuba and South Korea, and campervanning around the USA, she loves getting to know new people and seeing a glimpse of the world through their eyes.