Are you heading off on a long adventure? Perhaps you haven’t booked your return flight and not sure what date you’re coming back?
If that’s you and you’re looking for travel insurance, you’re probably finding it tricky as a lot of companies need you to have a return date in order to purchase a policy. Even if you have a return date in mind, but think it’s likely to change, a one way travel insurance policy could be what you need.
One way travel insurance will cover you for any unforseen events that could happen during your one way flight and trip away. Whatever the length of your trip, don’t be caught without insurance to cover you for medical expenses, luggage and personal items, cancellation, personal liability and more.
It's important to note that should you require repatriation to Australia, travel insurance would normally use your return ticket to get you home. However, on a one-way journey (with no return ticket) you will need to contribute the equivalent of an economy ticket for the return journey.
When might you need a 1 way policy?
- If you’re going to work aboard
- If you’re not sure on your trip length
- If you’re going on a gap year
- If you’re moving overseas
Typical conditions of cover:
- You must tell your insurer you’ve only bought a one way ticket otherwise your cover could be invalid
- You must be an Australian citizen
- A waiting period may apply to claims for illness or injury
- In many cases your trip must originate in Australia (but not always)
- Like any policy there might be age restrictions (listed below)
- One way insurance might expire between 24 hours to 7 days after you arrive at your destination
Keep your insurer up-to-date
If you’ve purchased a single trip policy but decide to extend your trip but forget to extend your insurance, you will find yourself without cover. If you do not return home on the date that’s specified on your certificate of insurance, and you do not tell your insurer, your policy could be cancelled.
Where can I buy one way travel insurance?
We’ve done all the hard work for you! Here's a handy table showing who offers cover and any restrictions they may have.
Mouseover the ticks and crosses for more details on each.
Do they offer it?
|Allianz Australia Insurance Limited|
|Budget Direct||0-66 year of age 1-365 days Maximum. 66-100 years 90 days Maximum|
|Chubb Insurance Australia Limited|
|Columbus Direct||Under 84|
|Easy travel||Under 65 on Element and All ages on Comprehensive|
|Go Insurance||75 years and under|
|Insure4Less||65 years and under|
|Insure and Go||Under 100|
|Multi-Trip||79 years and under|
|Online Travel Insurance|
|Qantas||69 years and under|
|Simply Travel Insurance|
|SCTI||No age limit|
|Travel Insurance Saver|
|Travel Insuranz||70 Years and under|
|World Nomads||69 years and under|
Read the small print
We know it's not particularly exciting, but each insurers' policy will vary, especially when it comes to their one way insurance policies. Because of this make sure you read the small print to understand your cover. You don't want to find yourself in a situation when you thought you were covered when infact you wern't!!