Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Any golfer worth their backswing will tell you that theirs is an expensive sport.
With golf clubs ranging into the thousands, it simply wouldn’t do to lose your golf gear on a trip away. Travel insurance for your golf holiday will put your mind at ease so you can spend more time on the green and less time seeing red!
Whether you’re the next Tiger or just a grassroots golfer, travel mishaps can happen to anyone. Golf insurance will cover you should the following occur:
Even the very best athletes have limits, and the same applies to golf insurance. You would not be covered if:
Every golf insurance policy will pay out their benefits differently. Some insurers will either replace the equipment with a similar item, pay to repair the item or pay you a sum of money to reimburse you for it. It’s important to do your research before purchasing golf insurance as policies can vary greatly. Also, be mindful that although you may have a lump sum for the cost of your golf equipment, set limits do apply. For instance, you may be covered for $3,000 worth of golf gear but only be able to claim for $1,000 for a pair of clubs.
Additionally, make sure you hold onto any original receipts (or other forms of proof of purchase). Without receipts, you may still be reimbursed but only at the depreciated value of your equipment.
Many insurers will cover golf equipment as st andard, however, the following insurers provide optional golf cover for discerning golfers:
|Insurer||Underwriter||Loss, Theft or Damage to Golf Equipment Coverage||Golf Equipment Hire due to Loss, Theft or Damage of Personal Equipment Coverage||Golf Green Fee Coverage||Go To Insurer|
|Amex||Chubb Insurance Australia Limited||$1500||$1500||$500|
|Boomers||Allianz Australia Insurance Limited||$2000 (single) or $4000 (family)||$1500 (single) or $3000 (family)||$500 (single)
|Fast Cover||Hollard Insurance Company Pty Ltd||$2000||$1500||$500|
|InsureandGo||Mitsui Sumitomo Insurance Company Limited||$3000||$1000||$600|
Travel With Kit
|Certain underwriters at LLoyd's||$1,500||$500||$500|
|Virgin Money||Allianz Australia Insurance Limited||$1500 (single) or $3000 (family)||$1500 (single) or $3000 (family)||$500|
|Zoom Travel Insurance||Certain underwriters at Lloyd's||$2000||$1500||$500|
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
Be sure to compare travel insurance policies to ensure you have the best type of cover for your trip. Nothing can sink your trip quite like a huge windfall in your golf budget. Travel insurance will take care of any holiday hurdles so you can spend more time out on the green.
Looking to travel with other expensive items? Get to know which insurers will cover you for your high value items before you head off.
With a research and journalism background, and certified in Tier 2 General Insurance General Advice, Crystal is passionate about investigating customers’ tricky travel questions and helping them find the answers they’re looking for. A writer and filmmaker whose favourite trips have been to film festivals in Cuba and South Korea, and campervanning around the USA, she loves getting to know new people and seeing a glimpse of the world through their eyes.