The thought can spark out of nowhere. You’re away, having the time of your life when it suddenly occurs to you…I’m not ready to go home yet!
You've decided to extend your holiday. Perhaps you’ve decided to stay another week, or perhaps even another six months.
So will your travel insurance be on board with your change of mind?
Lucky for you most Australian insurers allow you to extend your travel insurance when you’re already overseas (as long as you give them enough notice, and don’t let your policy lapse first.)
You’ll need to call your insurer to let them know, and they’ll probably ask you a few questions about your health and duty of disclosure. Keep in mind that your policy will not be extended just yet. Rather, the answers you provide over the phone will help your insurer decide if they’re able to extend your travel insurance or not.
Remember you’ll only be covered once you’ve received confirmation in writing and a new Certificate of Insurance. Hang tight and try to curb your enthusiasm until you’ve got it in your hot little hands!
This will vary from insurer to insurer but generally the period of cover on your new certificate cannot exceed 12 months.
Yes, most insurers will extend your policy for free if you’re delayed getting home for an unforeseen circumstance. So, if at any point in your journey home your transportation is delayed your cover will usually be extended until you are able to get home.
If you're just not ready to wrap up your holiday, don't stress. Get in touch with your insurer to extend your policy for up to 12 months longer. Becuase life's too short to cut your happiness down to size
With a research and journalism background, and certified in Tier 2 General Insurance General Advice, Crystal is passionate about investigating customers’ tricky travel questions and helping them find the answers they’re looking for. A writer and filmmaker whose favourite trips have been to film festivals in Cuba and South Korea, and campervanning around the USA, she loves getting to know new people and seeing a glimpse of the world through their eyes.