Please Note - If you are cruising around Australia you need to select Pacific.
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An adrenaline junkie's dream, Nepal lays claim to eight of the world's ten highest peaks. Whether you're there to trek the Himalayas, visit the golden temples, or see jungle wildlife there really is something for everyone at this must-see destination.
However, no matter which kind of Nepalese experience you're planning, neglecting travel insurance on your trip could be both hazardous to your health and your finances. Keep reading to find out what you need to consider when getting travel insurance for Nepal.
Not all travel insurers in Australia will cover you for trekking the altitudes you will be climbing to in the Himalayas. So wise-up to ensure you're buying a policy that will adequately cover you. The following table compares the various insurers altitude limits.
Are you a self-confessed adrenaline junkie? If you’re planning on doing some risky activities on your trip make sure you know if they’re covered, as not all of them are!
Having pre-existing medical conditions doesn't mean you can't get cover or that it has to be expensive. It simply means that you need to dig a little deeper when doing your research.
The nature of a winter sports holiday is risky, so if you don't want to wipe out your savings with a fall on the slopes, get covered in snow!
Look for a policy with 24/7 Emergency Assistance which will provide cover for medical evacuation, access to trained medical advisers, hospital expense guarantees, ambulance fees, messages to family and funeral arrangements.
Comprehensive travel insurance typically covers if you get sick overseas, including hospital stays, surgery, prescription drugs and doctor visits. Altitude sickness can seriously derail your once-in-a-lifetime experience. Do your research before you go and take all necessary precautions as you familiarise yourself with your surroundings.
Comprehensive travel insurance can cover for pickpocketing and muggings, provided of course you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket, make sure you go to the police within 24 hours to get a document reporting the incident to provide to your travel insurer.
Twisted ankles and altitude sickness are among the most common trekking and climbing complaints that can affect the rest of your trip. Should an unforeseen injury stop you from continuing your hike your travel insurance may reimburse you for any pre-paid expenses for any un-used portions of your holiday.
Taking some fancy photographic equipment to capture the magic of Himalayas? Make sure you check your insurer covers your high value items. You might need to ensure them separately to protect them up to their entire value.
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