Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Tsunamis, not something you want to worry about on your holiday. But unfortunately, natural disasters can happen anywhere, to anyone, at any time.
Tsunamis are essentially large waves created by a disruption on the ocean floor. They occur most commonly due to natural disasters like undersea earthquakes and volcanic eruptions with devastating effects. The first point of damage is usually caused by a large tidal waves which leave an aftermath of flooding for weeks to come.
The purpose of travel insurance is to cover you should the unthinkable occur, and covering natural disasters is exactly the type of thing that it does. If you were injured, stuck overseas or could not travel due to a tsunami, generally speaking you’d be covered.
The following table highlights who does and doesn’t cover natural disasters. Conditions apply.
General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
If the tsunami was not a known event when you bought your policy you would be covered for:
No matter how experienced or conscientious a traveller you are, an unpredictable event can turn your holiday upside-down. Making sure you’ve got travel insurance and understanding any significant exclusions can be the first step in managing a natural disaster.
Find out what to do if your trip is cancelled.
Which insurers cover natural disastesr?
What to do when the terremble occurs?
Originally from the UK, Hayley took a gap ‘year’ in 2011… and it’s still going! She’s travelled all over the world, volunteering in a Ugandan orphanage, skydiving in Australia, shark diving in South Africa, and skiing in the Alps (and snapping in a ligament in the process!). Certified in Tier 2 General Insurance General Advice and working in travel insurance for over two years, Hayley is a thrillseeker and a storyteller who loves hearing about customers’ holiday plans and sharing her own tips and must-see spots to help get them inspired.
Loading Quotes...
Register
Don't you have an account?