Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Heading on a rail adventure? Seeing the sites by train can be a wonderful way to get from A to B while you holiday!
But when it comes to your rail tickets, how do you ensure you’re properly protected when investing such a big chunk on travel?
Rail passes can be expensive! If you’re travelling around Europe for 3 months, you’re looking at $1,410. Or a rail pass for 14 days in Japan will set you back $620. Certainly not an insignificant sum of money to lose out on.
So, hop onboard and we’ll get you on track to getting cover for your tickets…
When it comes to rail passes there are pros and cons depending on your type of trip. If you’re a spontaneous traveller with no set plans, go full steam ahead - a rail pass gives you the freedom and flexibility that you want.
However, if you have a more-structured trip, where you need to be in certain places at certain times it may be better to purchase a ticket each time. This ensures you will get to your destination on time (as rail pass trains only allow you to travel on specific trains). Plus you can secure a discount by purchasing well in advance. Chew Chew!
Either way you will most likely have to purchase the pass/tickets before you leave home so it’s important to be covered for your pre-paid expenses you’re about to fork out on.
When it comes to getting travel insurance to cover your rail passes it can be a little tricky to understand.
Typically, your rail passes are covered under the Travel Documents benefit, along with other travel documents like your passport. This benefit covers any essential travel documents that are lost, stolen or destroyed during your journey and will pay for you to get them replaced.
This is usually only included in comprehensive policies so always double check your chosen insurers Product Disclosure Statement.
We’ve had a look at the market and researched who covers what when it comes to rail passes. The below table compares the Travel Documents benefits included in Comprehensive plans.
Originally from the UK, Hayley took a gap ‘year’ in 2011… and it’s still going! She’s travelled all over the world, volunteering in a Ugandan orphanage, skydiving in Australia, shark diving in South Africa, and skiing in the Alps (and snapping in a ligament in the process!). Certified in Tier 2 General Insurance General Advice and working in travel insurance for over two years, Hayley is a thrillseeker and a storyteller who loves hearing about customers’ holiday plans and sharing her own tips and must-see spots to help get them inspired.
What happens yo your body on a flight!?
Don't let a cyclone blow your cover!
Make sure you're safe when you travel the globe.
Need some help? Use the search box below to find answers to all those tricky questions. We’ve got heaps of travel insurance tips to help you get the best policy for your upcoming holiday!
Loading Quotes...
Register
Don't you have an account?