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Snowboard insurance


15 January, 2020 By Natalie Smith

Snowboarding doesn’t come without its fair share of risks and if you’re thinking of hitting the slopes you'd be mad to go overseas without packing snowboard insurance.

Snowboarding travel insurance policies are specifically designed for boarders and skiers, however if you’re planning on doing dangerous stunts or tricks be aware that these may not be covered.

What does snowboard insurance cover?

  • Snowboard hire
  • Ski pack
  • Bad weather
  • Resort closure
  • Medical emergencies
  • Helicopter evacuation
  • Travel delay
  • Cancellation
  • Luggage
  • and much more

Why do you need snowboard insurance?


Evacuation off the slopes: Winter injuries tend to come with quite the price tag! Helicopter rescue in Australia could cost as much as $15,000. And in Canada, you’re looking at a whopping bill of $40,000. Do you have that sort of spare change lying around? Thought not!

Avalanches: Bad weather can really put a spanner in the works of your snowy trip. At least if an avalanche causes your trip to shorten,  or your resort to close you can go to another and your travel insurance will reimburse you for any lost fees and deposits.

Injury: Winter sports come with their fair share of thrills and spills, and the hospital fees overseas will make you turn green. Japan, popular for snowboarders is one of the most expensive places to find yourself stuck in hospital from a slip on the slopes. If there is one reason you need travel insurance - this is it.

Ski pack: Should you no longer be able to continue on your holiday due to sickness or injury, all your ski pack and pre-paid expenses are covered with snow insurance.

Compare snowboard travel insurance

*Please note, in most cases you are ONLY COVERED for snowboarding with the addition of a winter sports add-on*
 

Insurer Snowboarding  Off piste Underwriter Buy Now
yes yes Certain underwriters at Lloyd's
yes yes Auto & General Services Pty Ltd
yes yes Certain underwriters at Lloyd's
yes no Certain underwriters at Lloyd's
yes yes Hollard Insurace Company Pty LTd
yes yes Mitsui Somotomo
yes no Certain underwriters at LLoyd's
yes no Allianz Australia Insurance Limited
no no Chubb Insurance Australia Limited
yes no Certain underwriters at Lloyd's
yes yes Certain underwriters at Lloyd's
yes no Allianz Australia Insurance Limited
yes no Allianz Australia Insurance Limited
yes yes Certain underwriters at Lloyd's

General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.
 

What doesn't it cover?

  • Snowboarding out of season: Most insurers will only cover you in the winter season- which will vary depending on what hemisphere you are in. 
     
  • Snowboard off-piste: Unless within the resort boundaries in most cases. Learn more about skiing off-piste.
     
  • Damaged equipment whilst in use: Be careful! If you damaged your gear when using it, travel insurance won't cover it. Cover is limited to damage to your board whilst in transit only.
     
  • Competing: Professional skiers take note, it's unlikely that a standard snowboarding policy will cover you if you are taking part in a competition or tournament, unless it specifically says otherwise.
     
  • You were under the influence: Who doesn't love a mid-slope Moscow mule. But have yourself a few too many and you may be on your own in terms of cover.
     
  • Unattended snowboards: Don't leave your favourite snowboard propped outside the cafe and be bummed when it's no longer there when you return. Items out of your sight left unattended won't be covered if lost or stolen.

Ready to hit the slopes?

Compare ski insurance to save time, worry and loads of money!
 

Contributor Natalie Smith

Natalie Smith

Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.

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