4 out of 5 Stars on
AFSL Licence 383590
10+ Brands Compared
100% Free Service

Travel Insurance Direct Travel Insurance Review

3.5 / 5.0 CTI Rating
Write a Review
  • AU owned and operated
  • 110 verified reviews
  • Compare quotes in under 60 seconds
Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | Updated Jun 1, 2026

CTI Verdict

Travel Insurance Direct (TID)’s straightforward plan structure – The Basics, The Works, and an Annual Multi-Trip option – makes it super easy to find the right level of cover for your trip. The Works plan offers unlimited overseas medical and generous luggage sub-limits, particularly for tech gear. Just be aware that pre-existing medical conditions are only covered via an automatic list; so if your condition isn’t on it, there’s no assessment pathway and you’ll need to look elsewhere. Ideal for younger travellers who want to ensure their belongings are protected.

Customer reviews

Dayna83

February 2013

Lost bags not covered. All my fault of course.

Katiebernstein

February 2013

Steer Clear

Samantha45

February 2013

Best insurance for me.

Fiona2

February 2013

Staff excellent.

Vicki17

February 2013

Reputable and professional.

Andymain

February 2013

Cheaper than most.

Lydia77

February 2013

I will be using them in the future.

Kimi84

February 2013

Quick payout from TID for me.

Frustrated_traveller

February 2013

Very frustrating experience.

James21

February 2013

Don't buy with TID.

Ken_b

February 2013

Easy and Fast.

Charlieadam

February 2013

Do not go with TID, they have double standards

Ratings

Comments (0)

    Report this review

    Tell us why you think this review is unfactual, harmful, or inappropriate.

    Got questions?

    Frequently asked questions

    How many people can I include in my policy?

    On their website you can only buy a policy for 2 adults, and children go free.

    Am I covered if I go on a cruise?

    Yes, you don't even need to pick a cruise specific policy. Here's a top tip: Even if you're travelling in Aussie water you still need to pick pacific for destination.

    Am I covered for skiing and my equipment?

    Yes if you purchase their snow sports activity option. This policy will cover for $1,500 worth of skiing equipment, $1,000 piste closure and $1,500 skiing pre-paid costs.

    Can I pay to reduce or cancel my excess?

    Yes if you pay a buy-out option to decrease your excess to nil.

    What additional extras are there?

    Download their Tripwise app to get phrasebooks, trip notes, local help, policy information and more!

    Am I covered if my tour company collapses?

    Travel Insurance Direct doesn't provide protection from losses arising from the failure of an travel agent, tour operator, accommodation provider, airline or other carrier, car rental agency or any other travel and tourism service provider.

    I'm not an Australian resident- can I buy cover?

    Yes, you can buy a policy if you hold a current and valid Australian 457 visa, other skilled working visas and spousal visas but does not include, for example, those on Australian working holiday visa.

    What size moped or motorbike am I covered to ride overseas?

    TID will cover you for any engine size you ride as long as you're insured to do so in Australia and the country you are riding in. And you must be wearing a helmet.

    Can I extend my policy from overseas?

    Sure can, up to 12 months.

    Do they cover for my rental vehicle excess?

    Yes, they will cover up to $4,000 if you are required to pay for accidental damage, malicious damage, loss or theft of a vehicle you have rented from a licensed rental agency and whilst you are the driver.

    Who underwrites them?

    Lloyds of London.

    What's their cooling off period?

    14 days

    Where are they based?

    Sydney!