Lyn C.
September 2020
Lyn C.
September 2020
Heather
September 2020
Initially found it difficult to commence claim with no phone contact possible but once this was overcome claim process was easy to follow and efficient. Used the chat on-line option which was helpful. Payment was very prompt. Very comfortable with process
Maz R.
August 2020
The experience following an injury was terrible. They were slow and unhelpful, failed to organise an appropriate flight back home and then delaying reimbursement by asking for letters and documentation from the airliner.
Greg S.
August 2020
Terms and conditions do not show all requirements needed when making a claim. I wanted to claim for my stolen phone terms and conditions outlined what i needed but the claims department requested that I have my IMEI number blocked before my claim is processed. This was not outlined in terms and conditions or on their website. Getting this took over 3 months and costed me $100 and more considered if I needed my money asap. Other than that good competitive insurance, with decent response times to queries and claims.
55kasi55
July 2020
Easily found cover that suited me through them for a good price. Covered everything I was looking for and more yep
Barbara L.
June 2020
I have used 1 cover several times and have never needed to claim.<br/><br/>Our cruise was cancelled due to Covid19<br/> We were only offered a credit until 2021or a refund less "their expenses" which totalled $4600!<br/>After the cruise was cancelled I suffered a serious knee injury which meant I could not have travelled anyway so made a claim on medical grounds.<br/>After weeks of trying, I have yet to speak to anyone, just referred by voicemail to the web site. My emails are not answered. My request for a phone call to resolve the legitimate claim are ignored.<br/>I will continue to pursue the claim but will never use 1 Cover again and would never recommend.<br/>No wonder Insurance Companies have a bad name. Appalling!
Rob G.
June 2020
We were kept up to date on proceedings once we lodged our claim. It did take some time but under the circumstances, being Covid-19, we have no complaints and would highly recommend 1Cover to all our family and friends.
Sca
June 2020
Chose to take out a comprehensive "cancel for any reason" policy with 1 Cover. This was in 2019 before any news of covid 19 appeared. Unfortunately it was a waste of money as it seems they are quite happy to forfeit their obligations to the customer even though it's a cancel for any reason policy. We travel multiple times a year and would continue to use this company had they looked after us. Now I will not be using them again nor will we recommend them to family, friends or colleagues. Sad thing is our friends took out a policy with a different insurer at the same time for the same holiday (as we were going together) and that company honoured their claim and paid out. Clearly that company puts customers first rather than hiding behind policy and loopholes!
Shareen K.
May 2020
Right in the middle of the COVID-19 pandemic I was caught overseas. 1Cover easily extended my cover. I had a rental car damage claim. 1Cover responded and approved my claim within 12 hours! Can't get better than that! I've used 1Cover several times before and obviously will continue to do so. 100% satisfaction.
Bartlett
May 2020
In submitting this claim we were very wry as anything would come out of it. We were our selves very late to submit certain documents as we had deleted from our data base, so had to approach Travel agent to supply again. So it was very satisfying with the result that a missed port & car hire cost & disappointment of family to visit this port was made better with this result. Thank you.
Dinie B.
May 2020
thank you for settling my claim,it shows that if you are honest about pre_existing conditions you will be paid out.As I have been struggling with pre_existing conditions for the last couple of years,it sure is worthwile to pay the extra to be covered even though it may add to the cost of the trip,my thought is if you cannot afford insurance,you should not travel.
Nicole O.
May 2020
When applying to be covered for travel, customer service is so helpful and polite!!<br/><br/>When applied for a claim, customer service was so considerate and understanding! They explained to me exactly what I needed to do without judging me or makeing me feel stupid!! <br/><br/>Just amazing service!!!
Got questions?
The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.
No, not automatically. If you're cruising for more than 2 nights you must purchase their Cruise Pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.
Yes, if you purchase their Winter Sports Pack add-on. 1Cover provides coverage for skiing equipment. Adventurous skiers can even enjoy off-piste skiing (within resort boundaries).
Yes, you can pay an additional premium when you purchase your policy to reduce the standard excess.
Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items. There is also a cruise cover add for those going on a cruise, a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports, an Adventure and Sports Pack to cover a range of activities and Car Hire Excess add-ons.
1Cover doesn't provide protection from insolvency.
You may be able to buy a policy if you are not an Australian resident. Make sure you read the PDS to check their eligibility criteria.
1Cover provides coverage for riding a moped or scooter with an engine displacement of 125cc or less, provided you hold a current and valid driver's licence in Australia. If you plan to ride a motorcycle with an engine displacement greater than 125cc, you must have a valid motorcycle licence in Australia for the specific class of motorcycle you are using.
12 months.
Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. You can apply to extend your policy through their online policy manager.
Yes, up to $5,000 under domestic policies. For international coverage, you must purchase the Rental Vehicle Insurance Excess Pack. This coverage applies to a variety of vehicles, including a campervan, car (4WD, coupe, convertible, hatchback, sedan, SUV, utility, van), minibus, motorhome or people mover that is equal to or less than 4.5 tonnes.
1Cover travel insurance policies are underwritten HDI Global Specialty SE - Australia. 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.
Sydney!
Very pleased with 1cover with my claim. <br/>After lengthy wait on cruise company to provide document, I submitted claim and was processed very quickly.