Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
Ahh long live holidays right? You’ve worked hard to get to this level of relaxation. You can’t wait to get to the beach and put your new thruster to the test in those gnarly Balinese waves. The swell looks a bit big, but no need to worry because you’ve got travel insurance that covers your board should it break…right?
Wrong…
Whether you’re set to swing a hole in one on your Hawaiian holiday with your brand-new set of Callaway clubs, or shoop shoop on the slopes of Whistler with your sassy new skis, know that travel insurance doesn’t cover damages to your sporting equipment while they are in use.
Natalie Smith, Marketing Manager, Comparetravelinsurance explains:
“It’s a little-known exclusion of travel insurance that often catches travelers out. Holiday-makers assume that their personal belongings are covered for all scenarios when damaged, when in fact there are a host of exclusions to be aware of.”
Travel insurance will cover damages to sporting equipment made during transit, or to items that are lost or stolen during your holiday, but not when they are damaged or broken when in use, or pinched when left unaccompanied.
Smith advises, “Of course holidays are all about having fun and being free, but that doesn’t mean you can be reckless with your stuff and still be covered. If you think your gear is at risk of breaking, try to mitigate any potential damages. After all, a ding or dent to your favourite piece of kit would put a serious dampener on your holiday!”
So there you have it! The rules surrounding luggage cover can be a bit of a minefield to get your head around. But if you don’t mistreat your stuff and keep your items safely secured you can greatly minimize your risk of needing to claim.
Smith concludes, “Whether you’re taking a fishing rod, hang glider, scuba gear or skis on your holiday. It pays to do your research to understand when you’re sporting equipment is covered. Always read your insurers Product Disclosure Statement, or give them a call to understand any exclusions that may apply.”
Don't rock the boat baby!
Don't let a cyclone blow your cover!
Grey haired wanderlust? Find cover with no age limits.
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.
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