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Travel insurance tips & guides

Expert guides to help you understand, choose, and save on travel insurance. Written by licensed advisors and updated regularly. Browse by category or search for specific topics below.

More guides

Destinations

Do Australians need a Schengen visa?

Planning a Europe trip? Here’s when Australians need a Schengen visa, what it costs, and the new EU border rules worth knowing before you fly.

Sep 3, 2026
Travel Tips

Is travel insurance compulsory?

Some countries require travel insurance by law while others don’t. Find out where it’s compulsory, whether you need it anyway, and when to buy.

Sep 3, 2026
Travel Tips

Why Buy Travel Insurance

Holidays don't always go to plan, so expect the unexpected! Buy travel insurance before jetting off on your next holiday!

Sep 3, 2026
Travel Tips

What Is Fully Comprehensive Travel Insurance?

Comprehensive travel insurance covers medical costs, cancellations, lost luggage and more. Learn how it differs from basic cover and if it’s worth it.

Aug 19, 2026
Safety

Does Travel Insurance Cover Acts of War?

Wondering if travel insurance covers acts of war? Here’s what’s excluded, what your insurer can still help with, and what to do next.

Jul 27, 2026
Medical

Pre-existing conditions guide

Understanding exclusions, how to declare pre-existing conditions, cover options, and what questions to ask insurers about your medical history.

Mar 10, 2026
Claims

Unattended items and travel insurance

Dropped your camera? Had your backpack stolen? Our guide to unattended items and travel insurance will set you on the path to the perfect payout!

Oct 3, 2024
Activities

Cycling travel insurance essential guide

Taking out cycling travel insurance doesn't have to give you whiplash. Our guide to bike travel insurance helps you gear up for the ride of your life!

Sep 6, 2024
Claims

Visa refusal and travel insurance

Does travel insurance cover you if your visa is refused? Find out where you stand if a visa refusal forces you to cancel.

Sep 6, 2024
Travel Tips

Travel Insurance Underwriters

When comparing travel insurance, it’s worth looking beyond the brand name and checking who underwrites the policy.

Jun 26, 2024
Travel Tips

Compare 482 Visa Travel Insurance

On a 482 visa and heading overseas? Standard Australian travel insurance won’t cover you. Compare insurers who will.

Apr 22, 2024
Travel Tips

Travel Insurance Fraud 101

Travel insurance fraud is theft and illegal, even for a small fib. What counts as fraud and the consequences if you make a false claim.

Mar 4, 2024
Travel Tips

Can You Have Two Travel Insurance Policies?

Yes, you can have two travel insurance policies. Here’s how dual insurance works, why travellers do it, and what happens if you claim on both.

Feb 28, 2024
Claims

Loss and damage to your passport

What happens if your passport is stolen, lost or damaged overseas? How travel insurance covers replacement and related costs.

Feb 28, 2024
Travel Tips

Rail Passes & Travel Insurance

Heading on a rail holiday? It's important to make sure your rail passes are covered when you travel. Hop on board and compare rail pass travel insurance.

Feb 28, 2024
Safety

Travel insurance and earthquakes

Are earthquakes covered by travel insurance? Get some solid earthquake information and know what to do if your trip takes a rumble.

Feb 28, 2024
Medical

Travel Insurance and peanut allergies

Living with a peanut allergy can make travel trickier, but with some forward planning and travel insurance, you can still explore the world with confidence.

Feb 28, 2024
Medical

Does travel insurance cover cancer?

Buying travel insurance when you have cancer is tricky, but not impossible. We tell you which policy covers you for cancer along with some helpful travel tips.

Feb 27, 2024
Travel Tips

Expat Travel Insurance: The Full Guide

Living overseas as an Australian expat? Your regular travel insurance likely won’t cover you. Here’s what you actually need instead.

Feb 27, 2024
Safety

Travel Insurance for Do Not Travel Countries

Travelling to a Do Not Travel country? Find out what travel insurance actually covers, whether you can buy a policy, and what’s excluded before you go.

Feb 27, 2024
Claims

Travel Insurance for Drones

Need drone cover on holiday? From a $50 toy to a $2,000 model, check what travel insurance actually protects before you fly.

Feb 27, 2024
Travel Tips

How to save on travel insurance

Everyone loves a bargain and wants to get the best deal possible. Read our top ten tips on how to save on travel insurance.

Feb 19, 2024
Claims

Travel Insurance & your iphone

Taking an iPhone or Android overseas? Smartphones are often excluded from travel insurance. Check gadget cover before you go.

Feb 18, 2024
Safety

Tsunamis & Travel Insurance

Don't let a Tsunami put a dampener on your holiday! Making sure you've got solid travel insurance can be the first step in managing a natural disaster.

Jan 8, 2024
Activities

Golf Travel Insurance: What’s Covered?

Planning a golfing trip? Standard travel insurance rarely covers golf gear properly; find out which insurers offer dedicated golf cover.

Jan 3, 2024
Claims

Travel Insurance Strikes

✓ Protect your holiday from hiccups like industrial strikes ✓ See which insurers cover Airline Strikes ✓ Compare Travel Insurance & Save!

Jan 2, 2024
Travel Tips

Travel Insurance Refunds

Cancelling a travel insurance policy does not always mean a full refund. When you can get money back and what the fine print says.

Jul 27, 2020
Medical

Travel Vaccines & World Diseases Guide

If you're planning an action packed gap year, or trip to the tropics, plenty of travel planning and vaccination prep work can help set you on the right path!

Feb 27, 2020

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About our guides and editorial standards

Our content is designed to help Australian travellers compare cover with confidence.

  • Team of subject-matter experts: CoverDirect carefully considers potential researchers and content writers. All content is created and reviewed by qualified writers, editors and subject-matter experts.
  • Fact-checked: Every guide undergoes editorial review and is fact-checked against current insurer policies at the time of writing.
  • Updated regularly: Content is routinely reviewed by a team of finance professionals or fact-checked by professional journalists to ensure accuracy. Last updated dates are visible on each guide; major policy changes trigger immediate updates.
  • Real customer insights: Our guides are informed by the questions and concerns we hear from real customers, helping us focus on the topics that matter most to Aussie travellers.
  • Updated September 2026