Please Note - If you are cruising around Australia you need to select Pacific.
With Regions, variances can apply for Bali, Indonesia, Japan and Middle East.
You are not required to enter stop-over countries if your stop-over is less than 48 hours.
find travel Insurance
Looking to find travel insurance? You've come to the right place! Our comparison lets you compare a range of quotes from a bunch of Australian providers helping you to find the right policy to cover your holiday.
No matter your trip, whether you're backpacking around Europe, or Skiing in Japan, Comparetravelinsurance.com.au can help you compare great deals and find the right cover for your needs.
How to find the right cover for your trip
When searching for cover, it's a good idea to compare a few different policy types to see which one gives you the best bang for your buck! Although travel insurance policies tend to be grouped into three levels, it's best to ignore the names and look at the cover levels rather than blinding assuming "comprehensive means comprehensive", you may in fact find that a "mid-range" policy provides adequate cover.Here's a breakdown of what the different cover levels mean:
Basic policies: Tend to be "no-frills travel insurance" that covers the most important thing on your holiday - your health. Basics travel insurance provides 24/7 emergency assistance, cover for overseas medical expenses and often personal liability too.
Mid range policies: These cover for the essentials and some! Mid-range cover is suited for the budget-conscious who have prepaid flights and accommodation or are going overseas to stay with friends or relatives. Usually covering between $5,000,000-unlimiited medical expenses, between $5,000-$20,000 for cancellation, and $3,000-$5,000 for luggage. Other benefits also apply.
Comprehensive policies: Comprehensive travel insurance is the highest level of cover you can buy, or as we like to name it "the daddy of insurance!" It provides extensive cover for people travelling overseas for their holidays. Usually includes unlimited medical expenses, unlimited cancellation benefits, over $5,000 luggage cover, plus benefits for travel delays, alternative transport expenses, hospital cash, loss of come, disability services, personal liability & more. Suitable for those wanting maximum peace of mind.
Comprehensive travel insurance snapshot
Still unsure what all that means, the below table shows you the top cover levels of a few insurers in the market to give you an idea of what is available. To find a comprehensive quote specific to your trip, use the quote box at the top of the page.
| Insurer | Underwriter | Policy Name | Medical | Cancellation | Luggage | Buy Now |
|---|---|---|---|---|---|---|
 1Cover
|
Certain underwriters at LLoyd's | Comprehensive | Unlimited | Unlimited | $15,000 | |
 American Express
|
Chubb Insurance Australia Limited | International Comprehensive | Unlimited | Unlimited | $15,000 | |
 Budget Direct
|
Auto & General Services Pty Ltd | Comprehensive | Unlimited | Unlimited | $7,500 | |
 Columbus Direct
|
Certain underwriters at LLoyd's | Premier | $25,000 | $20,000 | $10,000 | |
 Downunder
|
Certain underwriters at LLoyd's | Premier | Unlimited | Unlimited | $7,500 | |
 Fast Cover
|
Hollard Insurance Company Pty Ltd | Comprehensive | Unlimited | Unlimited | $10,000 | |
 InsureandGo
|
Mitsui Sumitomo Insurance Company Limited | Insure & Go Gold | Unlimited | Unlimited | $8,000 | |
 itrek
|
Certain underwriters at LLoyd's | Pinoeer | Unlimited | Unlimited | $5,000 | |
 Kango
|
Certain underwriters at LLoyd's | Comprehensive | Unlimited | $20,000 | $15,000 | |
 No Worries Insurance
|
Chubb Insurance Australia Limited | Comprehensive | $25,000 | $50,000 | $20,000 | |
 Online Travel Insurance
|
Allianz Australia Insurance Limited | Comprehensive | Unlimited | Unlimited | $10,000 | |
 Simply Travel Insurance
|
Certain underwriters at LLoyd's | Comprehensive | Unlimited | Unlimited | $7,500 | |
 Tick
|
Mitsui Sumitomo Insurance Company Limited | Top | Unlimited | $20,000 | $7,500 | |
 Travel Insuranz
|
Berkshire Hathaway Speciality Insurance | Deluxe | Unlimited | $10,000 | $7,500 | |
 Travel Insurance Saver
|
Pacific International Insurance | Comprehensive | Unlimited | Chosen limit* | $12,000 | |
 Worldcare
|
Allianz Australia Insurance Limited | Comprehensive | Unlimited | Unlimited | $10,000 | |
 Webjet
|
Allianz Australia Insurance Limited | Comprehensive | Unlimited | Unlimited | $5,000 | |
 Zoom Travel Insurance
|
Certain underwriters at LLoyd's | Comprehensive | Unlimited | Unlimited | $7,500 |
**Please note, the table above shows the listed insurer's most comprehensive policy - international trips only **
The information provided is of a general nature only and does not take into account any particular personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal objectives, needs and circumstances. Cover levels could change at any time.
WHAT DOES TRAVEL INSURANCE COVER?
If You're Sick Or Injured
Don't fret should you have a slip on your trip or come down with a case of Thai tummy, if you get sick or injured your overseas medical expenses will be covered. Travel insurance covers you for hospital stays, surgery, dental, prescription drugs and doctor visits and more.
If You Need To Cancel
Trips don't always go to plan! But don’t worry, should you rearrange or cancel your journey because of illness, accident or extreme weather conditions, this is where your cancellation benefits kick in. Cover starts from the day you buy your policy.
If You Lose Your Luggage
It's a real pain in the butt when your stuff is lost, stolen or doesn't show up. At least if disasters happen on your holiday your policy will replace or reimburse you for your baggage and personal items if they disappear or are damaged.
If You Experience Delays
Airport delays are a common frustration when travelling. Travel insurance provides you with compensation for meals, clothes and additional accommodation expenses if you’re delayed.
Family Emergency
Had to rush home or cancel due to a family emergency? Should a close relative, or the person you’re travelling with becoming seriously ill, injured or heaven-forbid die, your travel expenses would be claimable.
Personal Liability
A lawsuit would certainly put a dampener on your dream holiday. Relax as you're covered in the event that you are found to be legally liable for accidental injury or damage on your trip.
TRAVEL INSURANCE Faqs
How do I know if I’ve found the right cover?
If you’re going overseas, the number one concern should be cover for your health. Hospital fees range greatly from country to country, so look for a policy that has unlimited medical cover for maximum peace of mind. If you have any pre-existing conditions, make sure you declare those to your insurer. If you’re partaking in extreme sports, check that your planned activities are insured. If you have high value items, ensure the policy provides adequate cover. There are a bunch of questions you should ask when finding travel insurance – it’s always wise to give your insurer a call to run through any queries you have before signing on the dotted line.
Which is the best travel insurance?
Which policy is best depends entirely on you and your circumstances. If you're a backpacker on a strict budget, you might want a no frills medical-only policy, while if you've paid a lot in deposits or if you have pre-existing health conditions, a more comprehensive policy might work for you. Create a quote to start comparing prices and features.
How much does travel insurance cost?
It depends on many things; your age, length of trip, when you’re going, where you’re going, if you have any pre-existing illnesses, the activities you are doing, the items you are taking, and more! Use the quote box at the top of the page to get quotes specific to your trip.
Which company should I book with?
Insurance companies come in all shapes and sizes, however just because you may not have heard of one brand doesn’t mean they are any less legitimate from another. If you are unsure which provider to go with, a good way to get a feel for them is to read some reviews. Within our quote results we display review scores next to the prices helping you understand feedback from past customers.
Is using a comparison the same price as going direct?
Yes, with Comparetravelinsurance.com.au, the price you see is the price direct from the insurer. Comparing prices and features online makes it easier to find the policy that's right for you and your circumstances.
Natalie Smith
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.
OTHER HANDY Tips & Guides
What activities are covered?
Do you prefer your holidays with thrills? If you’re planning on doing some risky activities on your trip- check this guide out first.
Pre-existing medical conditions
Get the low-down on pre-existing medical conditions; what they are, who covers them, and plenty more handy tips.
Pregnancy travel insurance guide
Bun in the oven? Make sure your chosen insurer covers to your gestation limit - it's important to be protected when travelling while pregnant.
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