Looking to find travel insurance? You've come to the right place! Our comparison lets you compare a range of quotes from a bunch of Australian providers helping you to find the right policy to cover your holiday.
No matter your trip, whether you're backpacking around Europe, or Skiing in Japan, Comparetravelinsurance.com.au can help you compare great deals and find the right cover for your needs.
How to find the right cover for your trip
When searching for cover, it's a good idea to compare a few different policy types to see which one gives you the best bang for your buck! Although travel insurance policies tend to be grouped into three levels, it's best to ignore the names and look at the cover levels rather than blinding assuming "comprehensive means comprehensive", you may in fact find that a "mid-range" policy provides adequate cover.
Here's a breakdown of what the different cover levels mean:
Basic policies: Tend to be "no-frills travel insurance" that covers the most important thing on your holiday - your health. Basics travel insurance provides 24/7 emergency assistance, cover for overseas medical expenses and often personal liability too.
Mid range policies: These cover for the essentials and some! Mid-range cover is suited for the budget-conscious who have prepaid flights and accommodation or are going overseas to stay with friends or relatives. Usually covering between $5,000,000-unlimiited medical expenses, between $5,000-$20,000 for cancellation, and $3,000-$5,000 for luggage. Other benefits also apply.
Comprehensive policies: Comprehensive travel insurance is the highest level of cover you can buy, or as we like to name it "the daddy of insurance!" It provides extensive cover for people travelling overseas for their holidays. Usually includes unlimited medical expenses, unlimited cancellation benefits, over $5,000 luggage cover, plus benefits for travel delays, alternative transport expenses, hospital cash, loss of come, disability services, personal liability & more. Suitable for those wanting maximum peace of mind.
Comprehensive travel insurance snapshot
Still unsure what all that means, to find a comprehensive quote specific to your trip, use the quote box at the top of the page.
What does Travel Insurance Cover?
If You're Sick Or Injured
Don't fret should you have a slip on your trip or come down with a case of Thai tummy, if you get sick or injured your overseas medical expenses will be covered. Travel insurance covers you for hospital stays, surgery, dental, prescription drugs and doctor visits and more
If You Need To Cancel
Trips don't always go to plan! But don’t worry, should you rearrange or cancel your journey because of illness, accident or extreme weather conditions, this is where your cancellation benefits kick in. Cover starts from the day you buy your policy.
If You Lose Your Luggage
It's a real pain in the butt when your stuff is lost, stolen or doesn't show up. At least if disasters happen on your holiday your policy will replace or reimburse you for your baggage and personal items if they disappear or are damaged.
If You Experience Delays
Airport delays are a common frustration when travelling. Travel insurance provides you with compensation for meals, clothes and additional accommodation expenses if you’re delayed.
Family Emergency
Had to rush home or cancel due to a family emergency? Should a close relative, or the person you’re travelling with becoming seriously ill, injured or heaven-forbid die, your travel expenses would be claimable.
Personal Liability
A lawsuit would certainly put a dampener on your dream holiday. Relax as you're covered in the event that you are found to be legally liable for accidental injury or damage on your trip.
travel insurance faqs
Natalie Smith
Having travelled to over 40 countries, studied tourism management and worked as a flight attendant for over three years, Natalie knows more than a thing or two about travel! She’s an adventure-lover, whose favourite trips have been trekking Machu Picchu and volunteering in an animal shelter in the Amazon. Qualified in Tier 2 General Insurance General Advice and specialising in travel insurance for the last five years, she in passionate about helping travellers get the most out of their holiday.
