CTI Verdict
PassportCard does something genuinely different from most travel insurers – rather than waiting to be reimbursed after a claim, approved claim payments are loaded directly onto a prepaid debit card in real time, so you’re not out of pocket while you’re still travelling. The plans cover unlimited overseas medical, though both cancellation and disruption limits are customer-selected rather than fixed, so it’s worth taking time to set these at the right level when buying.
