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FastCover Travel Insurance Review

4.2 / 5.0 CTI Rating
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  • AU owned and operated
  • 110 verified reviews
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CTI Verdict

Fast Cover is an Australian-owned insurer with a solid reputation for customer satisfaction and competitive pricing. The plans are flexible and modular, making it a good pick for travellers who want to tailor their cover without paying for things they don’t need. Just be aware that emergency medical cover isn’t available on all plans for travellers aged 70 and over, so it’s worth checking which policy suits your age and trip before buying.
Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | Updated June 2026

Customer reviews

106851410885037167260

September 2024

Always easy, great product, great price

109207625577689395796

August 2024

A Breeze to Use and Brilliant Service!

104239027685324236692

July 2024

Peace of mind!

Anne M.

June 2024

There's a disparity in the thoroughness of staff advice.

Carol P.

June 2024

Fast no fuss

Rob R.

May 2024

Very disappointing with the claim when my father passed away

Ali S.

May 2024

Amazing Customer Service

Jack

May 2024

Excellent Customer Service!

Nat P.

May 2024

Website very easy to use

Candace M.

May 2024

Affordable cover!

Alex J.

May 2024

Best reliable insurance company!!!

Hayden B.

May 2024

easy peezy japaneeze

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Got questions?

Frequently asked questions

How many people can I include in my policy?

You can only purchase insurance for parties of two adults and up to 10 children online. If you have a larger group, call Fast Cover to see how many additional people can be added to your policy.

Am I covered if I go on a cruise?

Yes, you are covered for cruises by purchasing Plan M or Plans A, B, C or S and selecting Cruise. If you are cruising Australian waters you must purchase region 2.

Am I covered for skiing and my equipment?

Yes if you purchase Comprehensive Policy including Snow cover. Purchasing the Snow Travel Insurance policy provides cover for off piste skiing, snow cat skiing, heli skiing, advanced terrain and snow-mobiling. It covers you for ski equipment, prepaid ski passes and ski hire and lessons.

Can I pay to reduce or cancel my excess?

You can remove the standard $200 Excess to $0 or reduce the excess amount to $100 on Plans A, B, C, E, M or S by paying an additional premium. There is no Excess on Domestic policies & Plan D.

What additional extras are there?

Fast Cover allows you to add on a Cruise option. The Comprehensive Plans also let you add on a snow option. On most policies, there are options to adjust your Excess levels, increase the cover on specified luggage items, add on an Adventure Pack, Golf Pack, Bicycle Pack or Rental Vehicle Insurance Excess.

Am I covered if my tour company collapses?

No, Fast Cover doesn't provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

This policy is only available to travellers who are permanent residents of Australia unless otherwise agreed.

What size moped or motorbike am I covered to ride overseas?

You are covered to ride a moped or scooter with an engine capacity of 50cc or less if hold a current Australian drivers licence or drivers licence for the country you are riding in. For a moped or motorbike with an engine capacity greater than 50cc you must also hold a current Australian Motor Cycle Licence or motor cycle licence for the country you are riding in to be covered.

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

If you decide to lengthen you trip you can do so for up to 12 months. Call Fast Cover on 1300 409 322.

Do they cover for my rental vehicle excess?

Fast Cover will reimburse the rental vehicle excess or the cost of repairing the vehicle whichever is the less if, during the journey, the rental vehicle is involved in an accident or is damaged or stolen while in your custody.

Who underwrites them?

Fast Cover is underwritten by Hollard, one of the world's leading insurers.

What's their cooling off period?

14 day no questions asked money back guarantee.

Where are they based?

Level 31/31 Market St, Sydney NSW 2000