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Insure & Go Travel Insurance Review

3.7 / 5.0 CTI Rating
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  • Australian based
  • 756 verified reviews
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Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | Updated Jun 1, 2026

CTI Verdict

InsureandGo offers 90 activities covered as standard and cover is available up to age 100 – one of the highest limits in the market. That said, pre-existing medical conditions require a separate assessment; worth keeping in mind if you have health conditions to declare. They have a unique add-on covering cancellation and additional expenses for natural disasters.

Customer reviews

Anne R.

May 2020

Not worth insuring

Jamaya

May 2020

Withholding customers' money- Do Not Use

Teri L.

May 2020

Terrible Customer Service

Paul

May 2020

COVID-19 REFUND CLASS ACTION

Kemp J.

May 2020

unlucky with the verdict wrong officer at the wrong time

Wendy J.

May 2020

DO NOT USE

Damian H.

April 2020

Very poor treatment of customers in terrible times.

Janet T.

April 2020

Refund policy needs to address situations like COVID-19.

Melissa

April 2020

Only company to not refund

Lionel B.

April 2020

Disgraceful service

Sue P.

April 2020

Shame on you!

Steven K.

April 2020

Outrageous!!!

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Got questions?

Frequently asked questions

How many people can I include in my policy?

Insure and Go allows you to buy a policy up to 10 people online.

Am I covered if I go on a cruise?

You are if you purchase a Cruise or Annual Multi-Trip policy.

Am I covered for skiing and my equipment?

Yes as long as you pay for their winter sports package. You're covered for unlimited medical evacuation from the slopes, $600 for your pre-booked Lift Passes and Ski Packs and $1,250 cover for damage to your winter sports equipment.

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Natural Disaster cover, Business cover and Activities Plus are upgrades you can include on your policy.

Am I covered if my tour company collapses?

Insure&Go policies contain exclusions relating to financial default. Claims may not be covered due to this event.

I'm not an Australian resident- can I buy cover?

Yes, as long as you have valid Medicare cover, private health care or student travel

What size moped or motorbike am I covered to ride overseas?

You are covered to ride a bike up to 500cc if you hold a licence to operate the motorcycle in the country you are travelling in and hold the equivalent licence in Australia.

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with for up to a year, as long as your initial policy has not expired. Just give them a call on 1300 401 177.

Do they cover for my rental vehicle excess?

Yes, when the Silver and Gold level of cover is selected and must be one of the following vehicle types:

 

- Campervan or motorhomes under 6 tonnes; or

- Coupe, 4WD, hatchback, minibus, people mover, sedan, station wagon or SUV; or

- Motorcycles or mopeds,

 

with less than 9 seats, owned by a licensed rental company or agency.

What is their cooling off period?

21 days.

Who underwrites them?

This insurance is underwritten by the insurer Europ Assistance Australia Pty Ltd, ACN 140 219 594, AFSL 552106, trading as Insure&Go and other brands.

Where are they based?

Sydney!