4 out of 5 Stars on
AFSL Licence 383590
10+ Brands Compared
100% Free Service

FastCover Travel Insurance Review

4.2 / 5.0 CTI Rating
Write a Review
  • AU owned and operated
  • 110 verified reviews
  • Compare quotes in under 60 seconds
Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | Updated Jun 1, 2026

CTI Verdict

Fast Cover is an Australian-owned insurer with a solid reputation for customer satisfaction and competitive pricing. The plans are flexible and modular, making it a good pick for travellers who want to tailor their cover without paying for things they don’t need. Just be aware that emergency medical cover isn’t available on all plans for travellers aged 70 and over, so it’s worth checking which policy suits your age and trip before buying.

Customer reviews

Dragon

May 2024

I was overseas and had to…..

Mike H.

April 2024

Will avoid paying out on your claims

Euro T.

March 2024

Looked like a good policy for me

Euro T.

December 2023

Fast quote and easy to understand

Michael B.

December 2023

Good coverage including Covid

Kevin G.

December 2023

Scam

Red S.

June 2023

Travel Insurance made Easy!

Rob

April 2023

Very fast and easy

Jahangir C.

March 2023

First Cover Travel Insurance Great service

Susan V.

March 2023

Winter sports fun for 8 weeks

Paul D.

February 2023

FANTASTIC CUSTOMER SERVICE & GREAT SOLUTION FOR CLIENT

Amy

January 2023

Still waiting for my claim to be assessed months after submitting

Ratings

Comments (0)

    Report this review

    Tell us why you think this review is unfactual, harmful, or inappropriate.

    Got questions?

    Frequently asked questions

    How many people can I include in my policy?

    You can only purchase insurance for parties of two adults and up to 10 children online. If you have a larger group, call Fast Cover to see how many additional people can be added to your policy.

    Am I covered if I go on a cruise?

    Yes, you are covered for cruises by purchasing Plan M or Plans A, B, C or S and selecting Cruise. If you are cruising Australian waters you must purchase region 2.

    Am I covered for skiing and my equipment?

    Yes if you purchase Comprehensive Policy including Snow cover. Purchasing the Snow Travel Insurance policy provides cover for off piste skiing, snow cat skiing, heli skiing, advanced terrain and snow-mobiling. It covers you for ski equipment, prepaid ski passes and ski hire and lessons.

    Can I pay to reduce or cancel my excess?

    You can remove the standard $200 Excess to $0 or reduce the excess amount to $100 on Plans A, B, C, E, M or S by paying an additional premium. There is no Excess on Domestic policies & Plan D.

    What additional extras are there?

    Fast Cover allows you to add on a Cruise option. The Comprehensive Plans also let you add on a snow option. On most policies, there are options to adjust your Excess levels, increase the cover on specified luggage items, add on an Adventure Pack, Golf Pack, Bicycle Pack or Rental Vehicle Insurance Excess.

    Am I covered if my tour company collapses?

    No, Fast Cover doesn't provide protection from insolvency.

    I'm not an Australian resident- can I buy cover?

    This policy is only available to travellers who are permanent residents of Australia unless otherwise agreed.

    What size moped or motorbike am I covered to ride overseas?

    You are covered to ride a moped or scooter with an engine capacity of 50cc or less if hold a current Australian drivers licence or drivers licence for the country you are riding in. For a moped or motorbike with an engine capacity greater than 50cc you must also hold a current Australian Motor Cycle Licence or motor cycle licence for the country you are riding in to be covered.

    How long is their single trip cover for?

    12 months.

    Can I extend my policy from overseas?

    If you decide to lengthen you trip you can do so for up to 12 months. Call Fast Cover on 1300 409 322.

    Do they cover for my rental vehicle excess?

    Fast Cover will reimburse the rental vehicle excess or the cost of repairing the vehicle whichever is the less if, during the journey, the rental vehicle is involved in an accident or is damaged or stolen while in your custody.

    Who underwrites them?

    Fast Cover is underwritten by Hollard, one of the world's leading insurers.

    What's their cooling off period?

    14 day no questions asked money back guarantee.

    Where are they based?

    Level 31/31 Market St, Sydney NSW 2000