Samuelong
January 2013
Samuelong
January 2013
Cherrytomato
January 2013
I became very ill with suspected dengue fever whilst travelling in bali. I was in the hospital for days and was so relieved after speaking to the claims department people of covermore. She explained the process and paper work required for the claims and made my trip all the much better. I will always purchase a covermore policy when I travel.
Megan787
January 2013
Tore all 3 hamstring tendons off my hip bone while watersporting in Thailand. My friend called covermore from Thailand and spoke to the emergency helpline straight away. The customer service assistant was detailed and reassuring, told my friend what to do what what documentations were required for my situation. After the surgery in Australia, I made the medical claims online with copies of the reciepts from Thailand. The online forms were simple and my claim was approved within 5 days and money deposited into my bank account shortly. Highly recommended and I will use them again for my travels.
Vanda26
January 2013
Buying travel insurance online was quick and easy. Both my husband and I have existing medical conditions and we thought that we would not be covered. We are in our mid 50s. We were relieved to find Covermore and they covered all our medical conditions. We can now travel without worries.
Brenda_s
January 2013
Outstanding from purchasing the policy throught to receiving the claim. All my seemingly silly questions were answered with detail and respect. Initially, I thought that the claims were not worth the hassle because of the perceived difficulties as with most claims. However, I found that the claims process at covermore to be easy and uncomplicated. I can't thank covermore enough. The claims were easy and fast. The customer service was helpful all the way. Fantastic. I will recommend them to anybody looking to purchase a travel insurance policy.
Davey_p
January 2013
Whenever I go travelling, I will go with covermore. I did not usually purchase travel insurance before, but after my friend told me of the dangers of travelling without one, I purchased one with covermore. And 'unlucky' enough, I injured myself in france while backpacking in europe. I simply went online and the claims process was easy. Did everything online and it was hassle free. The claim was approved and paid within a couple of weeks. I advice anybody to travel to get travel insurance and more importantly, get covermore.
Anonymous U.
January 2013
Family holiday to Fiji in 2010. As we arrive at at our island and resort, we discover that two of our three bags have not been loaded onto the boat. A call to the marina confirms that they were stolen in transit. Spent 6 months going backwards and forwards with Cover More who wanted receipts for everything including the bags; photos would not do. Eventually agreed to pay out, though not the replacement costs of everything... just the value at the time. $10 does not replace a $110 Polo. Very disappointed. Gave impression that all would be good in the event of something happening. The opposite was true. Every effort to mitigate and minimise claim.
Amber92
January 2013
Whilst travelling in London, my handbag was stolen. Lost my phone, passport and many valuables. Covermore was responsive to advice and identify the procedures and documents required to make a claim. Although there were some information that I couldn't obtain, Covermore overlook this and paid the claim up to the full value of the contents anyway.
Moderate_expectations
January 2013
These guys are bad. We bought the insurance knowing that my wife was pregnant. Just before the start of our travels, we had some unexpected complications and the doctors insisted that we do not travel. These guys were difficult to deal with. The experience with their claims officer was frustrating. After 1 year of frustration, we spent more time and money chasing than the refund we received. I will definitely not recommend them.
Hillybilly4
January 2013
I found it difficult communicating with Covermore since having admited to a hospital in Seattle. I called them up to check if I had to pay first or if they would settle the payment with the hospital directly. They instructed me to have it billed to my address and make the claim then. When I got home to make the claim, they said I should have sent it directly to Covermore. Since then, I have been getting bills sent from the hospital to me and I had to tell them to send them to Covermore. 5 months on, Covermore still has not accepted the claim, but says that they are negotiating settlement via a third party in the US. I am appalled by their tardiness and would not purchase from them ever agai
Jennys19
January 2013
I travel frequently and always use covermore. I found their level of service and standard of customer service to be consistent and efficient. Would recommend covermore to anyone looking for travel insurance.
Maureen26
January 2013
Quick and easy to apply for travel insurance online. Questions were answered with pop ups and there is a number to call to speak to a customer service representative.
Got questions?
On Cover-More's website you can only buy a policy for up to 6 people.
Yes, you don't even need to pick a cruise specific policy. Here's a top tip: Even if you're travelling in Aussie water you still need to pick pacific.
Yes if you purchase Cover-More's snow sports activity option. This policy will cover for $1,500 worth of skiing equipment, $1,000 piste closure and $1,500 skiing pre-paid costs.
Yes if you select their 'buy-out' option you can decrease your excess to nil.
Cover-More allow you to increase the single item for luggage up to $4,500 by paying an additional premium. For multiple items the overall increase in limits cannot increase $7,000. You can also pay to increase car hire excess to $3,500.
Nope, you're not covered for any claims arising from the insolvency of any travel agent, tour operator, accommodation provider, airline or other carrier, car rental agency or any other travel or tourism services provider that provides services or accommodation.
No, you can only buy cover if you are a resident of Australia and will be returning home before your policy ends. Non-Residents living outside of Australia can obtain Australian inbound travel insurance cover provided they return to their country of residence at the completion of the period of insurance (and within 18 months of the journey commencing).
You are only insured to ride a bike up to 200cc irrespective of what's on your license. There is no cover unless you hold a valid license in Australia for the same class of vehicle you are operating overseas, and you are wearing a helmet.
12 months.
Having too much fun? You cannot extend your current policy, but it's no problem to just purchase a new one. If a medical condition arises before buying the second policy, this condition may now be considered a pre-existing medical condition. So make sure you notify Cover-More if your health status changes at all.
If you are planning to hire a car overseas, you may want to take out additional car hire excess to avoid a hefty bill from the rental company in the event of an accident. Both Options and Travel Sure already have car hire excess in place but you have the power to increase this excess to $3,500 for an additional premium loading. You are only covered for a rented sedan, campervan, hatchback or station-wagon (including 4WDs) rented from a licensed motor vehicle rental company.
Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507).
15 days.
Sydney!
I tore my meniscus midway through my trip. I have never made an insurance claim in my life and I thought it would be tedious and a total pain. And if I did get anything back, it would take forever. To my astonishment, the forms took me less than 30 minutes to complete on the website and 5 days later, the claims were deposited into my bank account. Thank you Covermore.