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WorldCare Travel Insurance Review

3.3 / 5.0 CTI Rating
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  • AU owned and operated
  • 27 verified reviews
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CTI Verdict

Worldcare offers solid cover with high medical and liability limits, and it’s a particularly good option for travellers who have struggled to get insured elsewhere – they offer a niche policy designed specifically for those who can’t get standard medical cover due to pre-existing conditions or their age. Definitely worth checking out if mainstream insurers have knocked you back before; just be aware that some plans cap out at age 75.
Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | August 2026

Customer reviews

Bonnie.p

March 2024

Don’t use Worldcare

Simon

January 2020

Be Careful

Kevin

April 2019

No cover for acts of Terrorism - Rubbish insurance

Fran

September 2018

Unreasonable documentation request

Kat

February 2018

Loophole prevented claim

Ian

January 2017

worth a quote everytime.

Helen S.

July 2015

Travel Insurance

Andrew L.

April 2015

Worldcare Travel Insurance - go elsewhere for support

Kate-b

December 2013

Excellent experience

Stevo

November 2013

Paid claim, nice and quick, no fuss

Nathan

February 2013

Satisified

Emma_85

February 2013

Bad experience, no cover for loss of income

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Got questions?

Frequently asked questions

How many people can I include in my policy?

The more the merrier right? Worldcare allow you to purchase a policy for up to 2 adults and 10 kids online.

Am I covered if I go on a cruise?

Yes, you don't even need to pick a cruise specific policy. Here's a top tip: Even if you're travelling in Aussie water you still need to pick pacific.

Am I covered for skiing and my equipment?

Yes, you are covered for the cost of transport to get you to the nearest resort; or the cost of additional ski passes if, there is insufficient snow, bad weather or power failure in your pre-booked holiday resort. Or if all lift systems are closed for more than 24 hours. However they will not pay for any claims relating to ski resorts that do not have skiing facilities greater than 1,000 metres above sea level.

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

Nope, Worldcare doesn't provide protection from insolvency.

I'm not an Australian resident - can I buy cover?

Sure! Visitors can buy as long as they purchase before arrival in Australia. Journeys must commence and end in Australia too.

What size moped or motorbike am I covered to ride overseas?

Worldcare will cover you for any engine size you ride as long as you're insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problem! You can extend your policy with Worldcare for up to a year, as long as your current policy is not about to expire is less than 7 days time.

Do they cover for my rental vehicle excess?

Yes, for up to $6,000. Cover excludes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or any vehicle over 4.5 tonnes

What is their cooling off period?

14 days.

Who underwrites them?

Worldcare and Allianz Global Assistance are trading names of AGA Assistance Australia Pty Ltd ABN 52 097 227 177.

Where are they based?

Sydney!