World Nomads Travel Insurance Review

Do not even think considering this travel insurance. They offering you 10 days cancellation policy but there is no way to cancel it. They cannot do that over the phone and you do not have a such option online. I am deputing this with my credit card.

Do not, I repeat, do not spend money on the "insurance." Save yourself precious time headaches and finances. I purchased around a dozen times their travel insurance and i've only claimed once (which obviously was not covered). Once I claimed a delay baggage etc and they found any way possible not to pay anything as advertised. This time I had a very bad accident, mauled by a monkey in Oct 2018. I sent receipts already six times and still being emailed back telling me either they don’t see it, they don’t understand the pic is unclear etc. The time and energy wasted is beyond unprofessional. Also they saved a lot of money because, as we all know in many developing countries, you can’t have receipts so the claim is a partial claim. I will never ever purchase insurance and worse yet, I will tell my many students studying abroad not to do it and I will definitely spread my story.

Extremely bad customer service and service as a whole. I have purchased World Nomads and unfortunately had to submit a claim. I called them at the time of my emergency and I was transferred to a third party who had no idea what my policy does or doesn't cover. I couldn't get in touch with them at all and didn't receive any support. The website is terrible, not user friendly at all. When you're logged into your account you cannot see your claim neither your policy. I had an ongoing active policy and when clicking on "my policy" on the website would prompt me that I didn't have one. I submitted my claim and called 14 days after to check and see the processing times. I called a customer representative in the USA and had a terrible experience with her as well. Extremely rude. I shared my experience of being alone waiting for the ambulance and having reached out to a third party who said to call again in normal business hours to seek information and she kept interrupting me, saying it's not true. Why do they advertise on their website 24/7 emergency assistance when they work with a third party call center, which is unhelpful and oblivious? The worst experience ever. She was not able to empathize with my accident, didn't say sorry even once, just argued and defended herself with the rudest tone. Really makes you regret dealing with them and honestly makes you scared that you can't trust them. It feels disappointing and unsafe. Not to mention the emails I had sent and got automated responses back with numbers to call. I am in a foreign country, I can not freely call around random numbers. It just shows again that they do not care about their customers. Please get an established insurance company if you're looking to get covered. World Nomads is more expensive and with a fancy main page on their website is leading people to believe that is modern and really fits the needs of their customers. I usually never write reviews, but this time I had to, because when you're alone in a foreign country you buy insurance for protection if something happens, so that's what I did. Unfortunately not from the right insurance company.

Within hours of us arriving at our destination my mother called to tell me my step father had a heart attack a few hours later he died. This man raised me for 25 years and they are denying the claim for reasons they still have not told me. Do not trust this company, they are a scam!

I planned an amazing trip. A trip of a lifetime. I did a lot of research before purchasing travel insurance and decided to go with world nomads in the end thinking they were a good and caring company. Boy was I wrong. After I developed a condition that landed me in the hospital thinking I was safe and covered during this awful time. They have “ reviewed my claim “ and are denying my claim. This is extremely unfortunate. Being a travel agent myself and knowing how hard it can be to travel and fall ill I always stress to my clients how important it is to purchase travel insurance for the security and safety of your travels. I am on a trip that will end up being a year long with a few other people. We will now all not renew our policy with world nomads and start up with another company to ensure we can all be covered for the next 12 months while travelling. It’s so unfortunate that I thought and felt comfortable while travelling thinking if something ever happened I would be protected but I was wrong. Now I am out of pocket for being in the hospital when I carefully budgeted for this trip and spent 400 dollars on insurance for nothing with world nomads. I will be telling all my clients friends and family not to book with them since they are not there for you in a time of need. Sincerely, an extremely sad and disappointed customer.

I had thought that by purchasing the Explorer policy I was covered for snowboarding which is my main passion. I unfortunately found myself stuck at the top of a 300 foot cliff in Switzerland and nearly died.<br/><br/>They wouldn't pay on my helicopter rescue however as I hadn't broken my leg they told me. Even though the situation was completely life threatening. <br/><br/>Also, I had to cancel a trip due to visa issue for my wife and they didn't pay on that also. <br/><br/>I had purchased World Nomads many times in the past but had never made a claim and I was thinking that I had purchased the best, premium insurance especially for adventure sports. But really it's not much different to any other policy out there. They'll avoid paying at all costs.<br/><br/>As well as a member and trying to make a claim you'll find their member's portal very buggy, making a claim very difficult, and they'll do things like customer phone service not even be able to look up your policy with your policy number.<br/><br/>You are better off buying a cheaper policy and if skiing or snowboarding just buying in-resort insurance. <br/><br/>What a scam.

They will gladly take your money, then do everything that they can to turn down your claims. You're better off keeping your money and self-insuring. You will seriously get more out of it. I'm just thankful that I did not have any major incidents while travelling, and can afford to absorb my losses without going bankrupt. Had I gotten seriously ill or injured, I would have been completely on my own (just like if I didn't have insurance)

I was a solo traveler to Patagonia. I had been going to print out the contract to keep one copy with me in case I became unconscious and give another copy to my family. I tried in many ways but it was blocked. I had called World Nomads and I was told they were going to send me a copy but they never did.

They used to be good, but not anymore. I've been using World Nomads travel insurance for about 5 years, and in the past, when I've had lost luggage or flight delays, it was easy to file a claim and be compensated. Now, however, they push as much responsibility off to the airlines, and it's become nigh impossible to file a successful claim for anything unless you can first prove you've attempted to resolve the issue with the airline. WN wants documentation on everything. Basically, they've become just another insurance scam where they're happy to take your money but they make it as difficult as possible for you to actually make a claim. They've just lost a customer.

I broke my leg overseas and they were useless. All they did was create more problems for me, rather than try to help. They were completely disinterested and I ended up spending a fortune on all my medical bills. All they're interested in is taking your money.

Although the costs were reasonable, my experience has left me somewhat scared to travel overseas again. Seriously injured in Asia while holidaying, I needed urgent medical treatment & hospitalisation. Language problems from the start of the process was frustrating as was getting permission to go ahead with procedures required. Tried to get assistance to immediately return to Australia but was declined. So was stuck overseas medically unfit to fly for 8 weeks till I got a Dr to write a clearance for a fee. Flew back & was admitted to hospital same day. My claims were many & had documented receipts where possible but most rejected for some reason or the other. After 4 months I got my solicitor onto it & finally got a minimal payout. Very disappointed with the whole process & would never use or recommend World Nomads. NB.They tried to tell me it was a pre existing medical condition from when I was a young boy but that was false & after many documented evidence reports from my Dr`s, they agreed to a settlement. I was very distressed being stuck overseas with no real help or assistance from them.

I would not recommend this travel insurance for anyone. I understand they have policies and have to detail everything but I have been working on my claim for 6 months! I had missed flights, medical reports, and accommodation totaling to about $1200. They only gave me $220 of that back. It has taken them the 6 months to finally send me a detailed letter explaining why they can and cannot cover me for certain things. I completely understand why they can't cover certain aspects of my claim but for it to take 6 months, multiple emails, constant scanning of documents, and just a down right awful communication process is ridiculous. On top of everything, their claim form is not user-friendly. Half the information I added in didn't show up which is why I had to file the claim for the second time, and it is not well explained on the website or when I received my printed document of my filed claim. For me to pay $500 for this insurance and only get a small amount back really blows. Before I had insurance through this company I had paid $30 for basic travel insurance through a small company and they helped 10X more than this one. I also got everything I claimed back.Not worth the money.