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Ski Insurance Travel Insurance Review

4.7 / 5.0 CTI Rating
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  • AU owned and operated
  • 12 verified reviews
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CTI Verdict

As the name suggests, Ski-Insurance is purpose-built for snow sports enthusiasts. Winter sports cover is included as standard rather than being an add-on, and equipment cover limits are higher than most competitors. Uniquely, it’s the only Australian insurer that covers competitive skiing and snowboarding, making it the obvious choice for serious athletes.
Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | August 2026

Customer reviews

Dli

February 2019

Impressed

Matthew B.

March 2018

Very easy online organising and set up.

Hannah H.

July 2017

Peace of mind and great value

Andrew G.

July 2017

Damaged Ski Jacket

Brett P.

July 2017

Had to sort it out myself

Sean W.

July 2017

Awesome policy, great experience.

Jake W.

July 2017

Fantastic experience

Jake W.

July 2017

Ski Trip Claim

David

July 2017

Seamless

Jane D.

July 2017

Claim was easy to make and to be paid.

Ashleigh D.

July 2017

Pay a little extra for peace of mind

Matt

May 2015

Great cover for snow

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Got questions?

Frequently asked questions

How many people can I include in my policy?

The more the merrier right? Ski-insurance allows you to buy a policy up to 25 adults online.

Am I covered if I go on a cruise?

Yes, there are no cruise exclusions just because you're buying a ski policy. Here's a top tip: Even if you're travelling in Aussie water you still need to pick pacific.

Am I covered for skiing and my equipment?

Yes you're covered for $1,500 worth of skiing equipment, $750 for ski pack, $750 bad weather closure. Dare devils can even ski off-piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. You can also pay to remove your ski equipment hire excess and add heli-skiing extra cover too.

Am I covered if my tour company collapses?

No, ski-insurance doesn't provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, you have to be an Australian resident.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you're insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with for up to a year, as long as your initial policy has not expired.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonne.

Who underwrites them?

This travel insurance is underwritten by HDI Global Specialty SE - Australia. 1cover issues the policy and handles claims as an agent of the insurer.

What is their cooling off period?

14 days.

Where are they based?

Sydney.