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Insure & Go Travel Insurance Review

3.7 / 5.0 CTI Rating
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  • Australian based
  • 756 verified reviews
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Natalie Smith

Reviewed by Natalie Smith

Travel Insurance Analyst | Updated Jun 1, 2026

CTI Verdict

InsureandGo offers 90 activities covered as standard and cover is available up to age 100 – one of the highest limits in the market. That said, pre-existing medical conditions require a separate assessment; worth keeping in mind if you have health conditions to declare. They have a unique add-on covering cancellation and additional expenses for natural disasters.

Customer reviews

Lynda K.

October 2019

Excellent company

Kayt P.

October 2019

Real Cover for Pre-Existing Conditions

Michelle

October 2019

Never again

Kuet H.

October 2019

Good comprehensive travel insurance at competitive premium

Dan M.

October 2019

Great value for basic cover.

Lorraine S.

October 2019

Good communication and processing, just didn't cover everything expected.

Doug A.

October 2019

Travel insurance with Insure and proved to be useful

Joseph G.

October 2019

Ease of claim

Im

October 2019

Pick and Go

Brad W.

October 2019

Excellent value

Shiree

October 2019

No compassion

Alan

October 2019

Very helpful

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Got questions?

Frequently asked questions

How many people can I include in my policy?

Insure and Go allows you to buy a policy up to 10 people online.

Am I covered if I go on a cruise?

You are if you purchase a Cruise or Annual Multi-Trip policy.

Am I covered for skiing and my equipment?

Yes as long as you pay for their winter sports package. You're covered for unlimited medical evacuation from the slopes, $600 for your pre-booked Lift Passes and Ski Packs and $1,250 cover for damage to your winter sports equipment.

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Natural Disaster cover, Business cover and Activities Plus are upgrades you can include on your policy.

Am I covered if my tour company collapses?

Insure&Go policies contain exclusions relating to financial default. Claims may not be covered due to this event.

I'm not an Australian resident- can I buy cover?

Yes, as long as you have valid Medicare cover, private health care or student travel

What size moped or motorbike am I covered to ride overseas?

You are covered to ride a bike up to 500cc if you hold a licence to operate the motorcycle in the country you are travelling in and hold the equivalent licence in Australia.

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with for up to a year, as long as your initial policy has not expired. Just give them a call on 1300 401 177.

Do they cover for my rental vehicle excess?

Yes, when the Silver and Gold level of cover is selected and must be one of the following vehicle types:

 

- Campervan or motorhomes under 6 tonnes; or

- Coupe, 4WD, hatchback, minibus, people mover, sedan, station wagon or SUV; or

- Motorcycles or mopeds,

 

with less than 9 seats, owned by a licensed rental company or agency.

What is their cooling off period?

21 days.

Who underwrites them?

This insurance is underwritten by the insurer Europ Assistance Australia Pty Ltd, ACN 140 219 594, AFSL 552106, trading as Insure&Go and other brands.

Where are they based?

Sydney!