CTI Verdict
Freely is one of the more innovative travel insurers on the market, built around a smartphone app that lets you add cover on the go; so if you spontaneously decide to go skiing or hire a motorbike, you can add that protection in real time, for just the days you need it. It’s ideal for flexible, tech-savvy travellers who don’t want to pay for extras they might not use. Just be aware that claims are also primarily handled through the app, so will not suit those who prefer phone support.