CTI Verdict
AHM is a good option for active travellers as a wide range of adventure activities are covered as standard, so you won’t need to pay extra for things like white water rafting, bungy jumping or paragliding. Just be mindful that the base cancellation cover is only $3,000, so it’s worth increasing this when you buy. If you’re already an AHM or Medibank health member, you’ll get a 10% discount on top of that.