Cover-More Travel Insurance Reviews

Cover-More Travel Insurance reviews

Cover-More has been providing travel insurance to Australians travelling domestically and internationally for more than 25 years. With many different levels of cover, there’s a policy to suit every budget. Policies are available to those under 84 years. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assistance no matter where you are in the world. Underwritten by Zurich Australian Insurance Limited.

Cover-More Travel Insurance reviews
Overall rating 5.9/10

Customer Experience

5.9/10
5.9/10

Claims Experience

5.3/10
5.3/10

Value for Money

6.0/10
6.0/10
Overall rating
Overall rating

Handled claim to complete satisfaction

| | 0 comment Reviewed by Anonymous User on 29 August 2013, 18:23 PM

Have just organised our 6th Covermore policy for a trip in 2013. Only had one claim and it was handle... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Could not have given worse service

| | 0 comment Reviewed by brad on 28 March 2013, 17:47 PM

Covermore travel insurance could not have given me worse service. I mistakenly dated my period of tra... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Efficient service.

| | 0 comment Reviewed by jennys19 on 20 March 2013, 12:09 PM

I travel frequently and always use covermore. I found their level of service and standard of customer... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Very competitive prices.

| | 0 comment Reviewed by louman on 18 March 2013, 13:44 PM

Very competitive prices. Claimed for lost baggage with in Thailand. Didn't have receipts for most of ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Covermore service was excellent.

| | 0 comment Reviewed by Mulyan on 14 March 2013, 16:33 PM

We purchased Covermore insurance on the advice of a friend and travel agent for our cruise trip. Our ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

I will defenitely use Cover-more again.

| | 0 comment Reviewed by Charmaine56 on 13 March 2013, 11:19 AM

I have now travelled twice with a Cover-more policy. And unfortunately on both ocassions I had to mak... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Get covermore.

| | 0 comment Reviewed by davey_p on 07 March 2013, 15:18 PM

Whenever I go travelling, I will go with covermore. I did not usually purchase travel insurance befor... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

No hassles.

| | 0 comment Reviewed by T3r3ssa on 06 March 2013, 12:14 PM

During my 2 weeks in Bali, my daughter got sick. She had Bali Belly on and off since the end of the 1... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

I use covermore everytime I travel overseas.

| | 0 comment Reviewed by maddy on 05 March 2013, 13:31 PM

I use covermore everytime I travel overseas. What I like about covermore is that they provide cover f... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Outstanding!

| | 0 comment Reviewed by Brenda_S on 04 March 2013, 17:16 PM

Outstanding from purchasing the policy throught to receiving the claim. All my seemingly silly quest... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Highly recommend.

| | 0 comment Reviewed by megan787 on 04 March 2013, 17:10 PM

Tore all 3 hamstring tendons off my hip bone while watersporting in Thailand. My friend called coverm... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Great customer service.

| | 0 comment Reviewed by Wattamillsy on 04 March 2013, 16:25 PM

My husband was admitted to the hospital with an emergency in Thailand. It was a challenging situation... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money

Cover-More FAQ

How many people can I include in my policy?

On Cover-More's website you can only buy a policy for up to 6 people.

Am I covered if I go on a cruise?

Yes, you don’t even need to pick a cruise specific policy. Here’s a top tip: Even if you’re travelling in Aussie water you still need to pick pacific.

Am I covered for skiing and my equipment?

Yes if you purchase Cover-More’s snow sports activity option. This policy will cover for $1,500 worth of skiing equipment, $1,000 piste closure and $1,500 skiing pre-paid costs.

Can I pay to reduce or cancel my excess?

Yes if you select their ‘buy-out’ option you can decrease your excess to nil.

What additional extras are there?

Cover-More allow you to increase the single item for luggage up to $4,500 by paying an additional premium. For multiple items the overall increase in limits cannot increase $7,000. You can also pay to increase car hire excess to $3,500.

Am I covered if my tour company collapses?

Nope, you're not covered for any claims arising from the insolvency of any travel agent, tour operator, accommodation provider, airline or other carrier, car rental agency or any other travel or tourism services provider that provides services or accommodation.

I’m not an Australian resident- can I buy cover?

No, you can only buy cover if you are a resident of Australia and will be returning home before your policy ends. Non-Residents living outside of Australia can obtain Australian inbound travel insurance cover provided they return to their country of residence at the completion of the period of insurance (and within 18 months of the journey commencing).

What size moped or motorbike am I covered to ride overseas?

You are only insured to ride a bike up to 200cc irrespective of what’s on your license. There is no cover unless you hold a valid license in Australia for the same class of vehicle you are operating overseas, and you are wearing a helmet.

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? You cannot extend your current policy, but it’s no problem to just purchase a new one. If a medical condition arises before buying the second policy, this condition may now be considered a pre-existing medical condition. So make sure you notify Cover-More if your health status changes at all.

Do they cover for my rental vehicle excess?

If you are planning to hire a car overseas, you may want to take out additional car hire excess to avoid a hefty bill from the rental company in the event of an accident. Both Options and Travel Sure already have car hire excess in place but you have the power to increase this excess to $3,500 for an additional premium loading. You are only covered for a rented sedan, campervan, hatchback or station-wagon (including 4WDs) rented from a licensed motor vehicle rental company.

Who underwrites them?

Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507).

What's their cooling off period?

15 days.

Where are they based?

Sydney!

Loading Quotes

Loading Quotes...