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Budget Direct Travel Insurance Reviews

Budget Direct Travel Insurance offers a range of international products; for last minute travellers, essential cover for the middle of the range, and comprehensive cover for all your needs. The range of polices cater for travellers up to 100 years of age and includes dependants under 18 years of age free. 24/7 emergency assistance no matter where you are in the world. Underwritten by Auto & General Insurance Company Limited.

Overall rating 6.0/10

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Cheap, peace-of-mind, easy to apply!

Review by Aids45 | 19 February 2015, 13:50 PM | 0 comment

I have never purchased travel insurance before but thought of Budget Direct because of my motor and h... Read more

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Great service

Review by Jodi | 01 February 2015, 21:24 PM | 0 comment

Not only did I get a great price for this product, the customer service and speed of response from Bu... Read more

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Reasonably priced with good benefits

Review by jonno15 | 16 July 2013, 10:45 AM | 0 comment

Did a few comparisons and found budget direct to be reasonably priced with good benefits that suits m... Read more

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Budget Direct FAQ's

How many people can I include in my policy?

The more the merrier right? You can purchase insurance for parties of 10 online. Call up Budget Direct to see how many additional people can be added to your policy.

Am I covered if I go on a cruise?

Yes, Budget Direct does provide cover for cruises, but make sure you check ‘pacific’ on your destination selection. Once your ship has set sail you are no longer considered to be in Australian waters.

Am I covered for skiing and my equipment?

You will only be covered for skiing and snow sports if you have purchased the Snow Sports Cover upgrade. This upgrade will cover you for ski and snow sport equipment, piste closure and for avalanche.

Are kids covered for free?

Yes, so long as they are dependent on you, younger than 18, travelling with you and named on your insurance certificate.

Can I pay to reduce or cancel my excess?

With Budget Direct Travel Insurance you can choose the standard excess of $200 or you can pay a higher premium and waive your excess or halve your excess.

Am I covered if my tour company collapses?

No, Budget Direct does not cover for insolvency.

I’m not an Australian resident- can I buy cover?

Non-permanent residents can purchase a Budget Direct travel insurance policy providing that you have a valid Medicare Card, a Private Health Fund or Overseas Student Travel Insurance.

What size moped or motorbike am I covered to ride overseas?

You can ride any size motorbike provided you hold a driving licence appropriate for the country you are in. If you are using a motor cycle rated 125 cc or higher, you must hold a current and valid licence for driving the equivalent rated motorcycle in Australia.

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! If you decide to lengthen you trip you can do so for up to 12 months. Call Budget Direct on 1800 444 424.

Do they cover for my rental vehicle excess?

Budget Direct includes cover of up to $6,000 for the excess of a rental vehicle in case of collision, damage or theft.

Who underwrites them?

Auto & General Insurance Company Ltd.

Where are they based?



Under 100
Under 70
30 days
Choose between $500-$700 per item limit
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