1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

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8.5/10
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8.1/10
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Value for Money

8.6/10
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check Verified Review Kim Smith was invited by 1Cover to write this review.

I'll use 1Cover again.

| | 1 comment Reviewed by Kim Smith on 23 February 2018, 17:12 PM

I found it super easy and quick to organise my travel insurance online. I was very happy with the pri... Read more

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check Verified Review Kim Smith was invited by 1Cover to write this review.
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check Verified Review Barbara Ainscow was invited by 1Cover to write this review.

Claims were too strict wth my claim.

| | 1 comment Reviewed by Barbara Ainscow on 22 February 2018, 15:39 PM

I attached every piece of information I had in support of my claim. Unfortunately that wasn't eno... Read more

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check Verified Review Barbara Ainscow was invited by 1Cover to write this review.
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check Verified Review Tori was invited by 1Cover to write this review.

Emergency line unhelpful. Claims process straight forward.

| | 1 comment Reviewed by Tori on 22 February 2018, 15:38 PM

When I had first been told my flight had been cancelled it was after midnight so I called the emergen... Read more

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check Verified Review Tori was invited by 1Cover to write this review.
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check Verified Review Simone Leifels was invited by 1Cover to write this review.

Always great service.

| | 1 comment Reviewed by Simone Leifels on 21 February 2018, 11:24 AM

I have used 1Cover many times and have only ever needed to claim once due to being stranded with stor... Read more

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check Verified Review Simone Leifels was invited by 1Cover to write this review.
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check Verified Review Ryan Miller was invited by 1Cover to write this review.

No problems

| | 1 comment Reviewed by Ryan Miller on 21 February 2018, 11:24 AM

Worthwhile & reasonably good value considering that claims are actually paid out and reimbursemen... Read more

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check Verified Review Ryan Miller was invited by 1Cover to write this review.
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check Verified Review Andrew Duncan was invited by 1Cover to write this review.

Looking for a loophole not to pay claim

| | 1 comment Reviewed by Andrew Duncan on 21 February 2018, 11:23 AM

I am an Australian living in Thailand, and as I was travelling on holiday to Australia, I chose an Au... Read more

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check Verified Review Andrew Duncan was invited by 1Cover to write this review.
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check Verified Review Elaine Roberts was invited by 1Cover to write this review.

Inexpensive and awesome company to deal with

| | 1 comment Reviewed by Elaine Roberts on 20 February 2018, 10:31 AM

I have used 1Cover for every overseas trip I have taken. I have had to make a claim for 2 of these ... Read more

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check Verified Review Elaine Roberts was invited by 1Cover to write this review.
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check Verified Review Stephen Britten was invited by 1Cover to write this review.

Affordable, peace of mind insurance.

| | 1 comment Reviewed by Stephen Britten on 20 February 2018, 10:30 AM

Was pleasantly surprised to receive a text checking whether we needed to extend our cover in case we ... Read more

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check Verified Review Stephen Britten was invited by 1Cover to write this review.
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check Verified Review Esther Gledhill was invited by 1Cover to write this review.

claim process disappointing

| | 1 comment Reviewed by Esther Gledhill on 20 February 2018, 10:30 AM

we were told a number of times that we weren’t eligible to be covered for our extended stay. It was o... Read more

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check Verified Review Esther Gledhill was invited by 1Cover to write this review.
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check Verified Review Alan Clayland Field was invited by 1Cover to write this review.

Easy purchase, claims staff very courteous and responsive.

| | 1 comment Reviewed by Alan Clayland Field on 19 February 2018, 12:23 PM

We had a trip delay and filed a claim. The process was simple, the staff we worked with very helpful ... Read more

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check Verified Review Alan Clayland Field was invited by 1Cover to write this review.
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check Verified Review Wendy Bunn was invited by 1Cover to write this review.

Value for money and easy to apply.

| | 1 comment Reviewed by Wendy Bunn on 19 February 2018, 12:23 PM

Great customer service. Friendly staff when I needed to enquire about my pre injury situation before ... Read more

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check Verified Review Wendy Bunn was invited by 1Cover to write this review.
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check Verified Review Jennifer Ferris was invited by 1Cover to write this review.

Great value

| | 1 comment Reviewed by Jennifer Ferris on 15 February 2018, 10:07 AM

Great value insurance we use it all the time.
Have not made a claim as yet but price is good Read more

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check Verified Review Jennifer Ferris was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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