1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by Certain Underwriters of LLoyds.

Overall rating 8.5/10

Customer Experience

8.5/10
8.5/10

Claims Experience

7.9/10
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Value for Money

8.6/10
8.6/10
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check Verified Review Sandra Stewart was invited by 1Cover to write this review.

Easy to apply online and quick response

Review by Sandra Stewart | 01 June 2017, 12:33 PM | 0 comment Reviewed by Sandra Stewart on 01 June 2017, 12:33 PM

Thankfully, I have never needed to make a claim, but I have always used 1Cover for my overseas travel... Read more

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check Verified Review Sandra Stewart was invited by 1Cover to write this review.
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check Verified Review Jan Paniperis was invited by 1Cover to write this review.

Travel insurance

Review by Jan Paniperis | 01 June 2017, 12:33 PM | 0 comment Reviewed by Jan Paniperis on 01 June 2017, 12:33 PM

I was amazed at how easy my travel insurance was to set up. I didn't need to claim anything but ... Read more

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check Verified Review Jan Paniperis was invited by 1Cover to write this review.
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check Verified Review Warren Erasmus was invited by 1Cover to write this review.

Last minute decision

Review by Warren Erasmus | 01 June 2017, 12:33 PM | 0 comment Reviewed by Warren Erasmus on 01 June 2017, 12:33 PM

Skeptical initially but when 1Cover guaranteed $6,500 upfront for surgery within hour. I'm now a ... Read more

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check Verified Review Warren Erasmus was invited by 1Cover to write this review.
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check Verified Review Karen Fowles was invited by 1Cover to write this review.

Very easy to organise

Review by Karen Fowles | 01 June 2017, 12:33 PM | 0 comment Reviewed by Karen Fowles on 01 June 2017, 12:33 PM

Ive used 1cover for our last 3 cruises. Fortunately for us we've never had to put a claim in. 1co... Read more

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check Verified Review Karen Fowles was invited by 1Cover to write this review.
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Too easy. No debates, no mysteries all nice open and honest.

Review by Trevor Somerville | 01 June 2017, 12:33 PM | 0 comment Reviewed by Trevor Somerville on 01 June 2017, 12:33 PM

Tried one other very big company. Nearly killed me. Price for insurance was more than business fare... Read more

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check Verified Review RYAN MCDONALD was invited by 1Cover to write this review.

Easy and far better than car rental companies

Review by RYAN MCDONALD | 29 May 2017, 10:29 AM | 0 comment Reviewed by RYAN MCDONALD on 29 May 2017, 10:29 AM

Purchased cover on arrival mostly to reduce my $3200!!!!! excess on car rental to $0:))). Simple mobi... Read more

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check Verified Review RYAN MCDONALD was invited by 1Cover to write this review.
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check Verified Review Rachel Cahill was invited by 1Cover to write this review.

Claims too complex

Review by Rachel Cahill | 25 May 2017, 10:16 AM | 0 comment Reviewed by Rachel Cahill on 25 May 2017, 10:16 AM

Requesting for proof of ownership of a bag that was originally damaged is ridiculous given bag 2years... Read more

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check Verified Review Rachel Cahill was invited by 1Cover to write this review.
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check Verified Review Andrew Glen was invited by 1Cover to write this review.

Bad timing

Review by Andrew Glen | 25 May 2017, 10:15 AM | 0 comment Reviewed by Andrew Glen on 25 May 2017, 10:15 AM

I was extremely unhappy to receive a text message at 3.05 A.M. in the morning prior to my travel aski... Read more

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check Verified Review Andrew Glen was invited by 1Cover to write this review.
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check Verified Review Amanda Arnold was invited by 1Cover to write this review.

Good value and easy to purchase

Review by Amanda Arnold | 25 May 2017, 10:14 AM | 1 comment Reviewed by Amanda Arnold on 25 May 2017, 10:14 AM

We always use 1 Cover because it is clear and simple to purchase, and its policy prices are low and i... Read more

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check Verified Review Amanda Arnold was invited by 1Cover to write this review.
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check Verified Review Patricia Condon was invited by 1Cover to write this review.

Communication

Review by Patricia Condon | 23 May 2017, 09:48 AM | 0 comment Reviewed by Patricia Condon on 23 May 2017, 09:48 AM

I am disappointed as I contacted 1cover for advice as to whether I was insured for a rental car on Ma... Read more

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check Verified Review Patricia Condon was invited by 1Cover to write this review.
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check Verified Review Helen Greenwood was invited by 1Cover to write this review.

Great value, great and easy application

Review by Helen Greenwood | 22 May 2017, 15:32 PM | 0 comment Reviewed by Helen Greenwood on 22 May 2017, 15:32 PM

This was a really easy process and offered excellent value for money. Didn't have to make a claim... Read more

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check Verified Review Helen Greenwood was invited by 1Cover to write this review.
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check Verified Review Alexandra Souris was invited by 1Cover to write this review.

Awesome! no hassle to join.

Review by Alexandra Souris | 22 May 2017, 15:31 PM | 0 comment Reviewed by Alexandra Souris on 22 May 2017, 15:31 PM

Some company's ran me around for months then found you guys sorted in less then a day, even with... Read more

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check Verified Review Alexandra Souris was invited by 1Cover to write this review.

1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within Australia you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

FOUR FAST FACTS

age limit
No age limit
age limit
Under 65
multi trip duration
90 days
luggage cover
$750 per item limit
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