1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by Certain Underwriters of LLoyds.

Overall rating 8.5/10

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8.5/10
8.5/10

Claims Experience

7.9/10
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Value for Money

8.6/10
8.6/10
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check Verified Review Mary Wigger was invited by 1Cover to write this review.

Waste of money

Review by Mary Wigger | 12 September 2017, 15:58 PM | 1 comment Reviewed by Mary Wigger on 12 September 2017, 15:58 PM

This is the third time I have taken out insurance with you without having to make a claim,yet because... Read more

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check Verified Review Mary Wigger was invited by 1Cover to write this review.
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check Verified Review Dennis John Loxley was invited by 1Cover to write this review.

accident in Bali

Review by Dennis John Loxley | 08 September 2017, 17:28 PM | 0 comment Reviewed by Dennis John Loxley on 08 September 2017, 17:28 PM

the staff at 1 cover were amazing after my husbands accident when he broke a leg while in Bali. noth... Read more

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check Verified Review Dennis John Loxley was invited by 1Cover to write this review.
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check Verified Review Noel Walker was invited by 1Cover to write this review.

No Worries

Review by Noel Walker | 08 September 2017, 17:28 PM | 0 comment Reviewed by Noel Walker on 08 September 2017, 17:28 PM

I had no trouble getting cover and I didn't have to make a claim but felt confident in the produc... Read more

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check Verified Review Noel Walker was invited by 1Cover to write this review.
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check Verified Review Belinda Davenport was invited by 1Cover to write this review.

Required, but luckily not required

Review by Belinda Davenport | 08 September 2017, 17:28 PM | 0 comment Reviewed by Belinda Davenport on 08 September 2017, 17:28 PM

Although we have never needed to use our travel insurance, we wouldn't go away without it. We alw... Read more

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check Verified Review Belinda Davenport was invited by 1Cover to write this review.
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Always use 1Cover

Review by Kevin Hays | 08 September 2017, 17:28 PM | 0 comment Reviewed by Kevin Hays on 08 September 2017, 17:28 PM

I use 1Cover for peace of mind when travelling. I have never had a problem in my dealings with them. Read more

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check Verified Review Gayle Musgrove was invited by 1Cover to write this review.

Once again - Peace of Mind while on my travels

Review by Gayle Musgrove | 07 September 2017, 15:12 PM | 0 comment Reviewed by Gayle Musgrove on 07 September 2017, 15:12 PM

I chose 1Cover again for my latest trip to Hawaii. I did not need to make any claims but I had the pe... Read more

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check Verified Review Gayle Musgrove was invited by 1Cover to write this review.
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check Verified Review Corey Gilfedder was invited by 1Cover to write this review.

Cost effective, no claim. Both good

Review by Corey Gilfedder | 07 September 2017, 15:12 PM | 0 comment Reviewed by Corey Gilfedder on 07 September 2017, 15:12 PM

One of the better prices I found for the cover provided. Not the best but on recommendation went with... Read more

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check Verified Review Corey Gilfedder was invited by 1Cover to write this review.
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Beware, Beware, Beware of this company.

Review by G Atkinson | 07 September 2017, 15:10 PM | 0 comment Reviewed by G Atkinson on 07 September 2017, 15:10 PM

Enough to spoil ones holiday. Put in a claim to get an unexpected travel cost refunded, but "sor... Read more

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Very happy traveller

Review by Barbara | 07 September 2017, 15:10 PM | 0 comment Reviewed by Barbara on 07 September 2017, 15:10 PM

I am still travelling but needed to make a smallish claim. Dealt with in a very friendly and hugely e... Read more

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check Verified Review Russell Williams was invited by 1Cover to write this review.

Easy and Straight Forward

Review by Russell Williams | 07 September 2017, 15:10 PM | 0 comment Reviewed by Russell Williams on 07 September 2017, 15:10 PM

Thank you 1Cover. It was made easy, it was affordable and done in moments. Will definitely use your c... Read more

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check Verified Review Russell Williams was invited by 1Cover to write this review.
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check Verified Review Sharon Kearsley was invited by 1Cover to write this review.

Holiday

Review by Sharon Kearsley | 07 September 2017, 15:09 PM | 0 comment Reviewed by Sharon Kearsley on 07 September 2017, 15:09 PM

Got sick in Singapore one year and ended up in hospital one cover paid very quickly when we got home.... Read more

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check Verified Review Sharon Kearsley was invited by 1Cover to write this review.
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check Verified Review Andrew Attard was invited by 1Cover to write this review.

Worst Insurer

Review by Andrew Attard | 07 September 2017, 15:09 PM | 0 comment Reviewed by Andrew Attard on 07 September 2017, 15:09 PM

Great insurance based on value for money... that is until you have to claim. I wouldn't recommend... Read more

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check Verified Review Andrew Attard was invited by 1Cover to write this review.

1Cover FAQ's

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising for more than 2 days you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Are kids covered for free?

Yes, that’s right, kids will be covered at no added cost! Dependent children and grandchildren are included for free as long as they are under 21 years of age and not in full time employment .

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

Sure! Just head over to their visitors travel insurance policy. So long as your trip is within Australia you will be eligible for unlimited medical cover.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

FOUR FAST FACTS

age limit
No age limit
age limit
Under 65
multi trip duration
90 days
luggage cover
$750 per item limit
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