1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

Customer Experience

8.5/10
8.5/10

Claims Experience

8.1/10
8.1/10

Value for Money

8.6/10
8.6/10
Overall rating
Overall rating

Amazingly quick response to claim

| | 1 comment Reviewed by Catriona McKenzie on 07 March 2019, 10:03 AM

I put in a claim and it was processed and approved within 24 hours. I couldn't be happier with t... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Gap year travel insurance

| | 1 comment Reviewed by Sandra Kimpton-Moss on 06 March 2019, 09:16 AM

My son recently did a gap year travelling to many obscure countries- including Zanzibar, Nicaragua et... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Overall rating
Overall rating

On line or over the phone, hassle free cover.

| | 1 comment Reviewed by Matho Paul on 06 March 2019, 09:16 AM

I have been a loyal customer with 1 cover for many years and many travels. Had to claim once and it w... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Terrible company that don’t want to actually insure you

| | 1 comment Reviewed by Caitlin Brader on 06 March 2019, 09:15 AM

Lost my GoPro over seas (GoPro here 5) took a few weeks for them to process it and then it resulted t... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Very professional

| | 1 comment Reviewed by Nora Johnson on 05 March 2019, 09:09 AM

The staff that I spoke to from quote to purchase were very helpful and thorough. Quick resolution to ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

An excellent company to work with.

| | 2 comments Reviewed by Sonia Cayley on 05 March 2019, 09:08 AM

We always use 1Cover when we require travel insurance and have introduced the Company to our Son. He... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Overall rating
Overall rating

Fastest payment ever!

| | 1 comment Reviewed by jay on 05 March 2019, 09:07 AM

I was devastated to have crashed my rental vehicle with a $2800 excess and even more devastated that ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Superior Service

| | 1 comment Reviewed by Karen on 04 March 2019, 16:07 PM

I recently attempted back to back cruises which I insured with 1Cover. Unfortunately on my first crui... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Appreciated the support given my medical situation

| | 0 comment Reviewed by Susan Asher on 04 March 2019, 16:07 PM

I was very concerned about organizing insurance for a condition that has just been diagnosed. I have ... Read more

Overall rating
Overall rating
Customer Experience
Value for Money
Overall rating
Overall rating

Prompt claim payment with little compassion

| | 2 comments Reviewed by MAK1901 on 04 March 2019, 16:06 PM

Following a recent trip to NZ where we were impacted by an avalanche, we had to lodge a claim. The pr... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating

Policy and claim

| | 1 comment Reviewed by Damo Fortune on 04 March 2019, 16:05 PM

Bought cruise specific policy, very good value and had to claim for missed port, very easy claim and ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
Overall rating
Overall rating
check Verified Review Francis Parker was invited by 1Cover to write this review.

Hard to prove a claim

| | 1 comment Reviewed by Francis Parker on 04 March 2019, 16:04 PM

I made a claim for lost prescription glasses and had great difficulty convincing "you" of my loss. I ... Read more

Overall rating
Overall rating
Customer Experience
Claims Experience
Value for Money
check Verified Review Francis Parker was invited by 1Cover to write this review.

1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

Loading Quotes

Loading Quotes...