1Cover Travel Insurance Reviews

With over 10 years’ experience 1Cover specialises in providing travel insurance that you can count on. With three different levels of cover, there’s a policy to suit every budget. Policies are available to those of any age. Dependants travel for free with parent or grandparent. They offer 24/7 emergency assitance no matter where you are in the world. Underwritten by HDI Global Specialty SE - Australia.

Overall rating 8.5/10

Customer Experience

8.5/10
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Claims Experience

8.1/10
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Value for Money

8.6/10
8.6/10
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Helpful and considerate claims processing!

| | 1 comment Reviewed by Helen on 09 May 2019, 10:28 AM

When my daughter was hospitalised overseas 1Cover was extremely helpful and contactable at all hours!... Read more

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Medical Claim

| | 1 comment Reviewed by Kate on 08 May 2019, 10:02 AM

We had to cancel our first family holiday when our young daughter fell ill. Claim process was very st... Read more

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Very friendly and helpful service

| | 2 comments Reviewed by Maddy Tyers on 07 May 2019, 09:38 AM

After cancelling a recent trip overseas due to illness, 1Cover made our insurance claim experience in... Read more

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They were great.

| | 1 comment Reviewed by Sherryl Clarke on 07 May 2019, 09:38 AM

Only had one problem they didn’t pay all the money till we got home, we had to pay up front first eve... Read more

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Travel Insurance

| | 1 comment Reviewed by Elizabeth Finney on 06 May 2019, 11:42 AM

I have taken out policies with 1Cover several times, as they are the best value for money that I'... Read more

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Travel Insurance

| | 1 comment Reviewed by Elizabeth Finney on 06 May 2019, 11:42 AM

I have insured with this company several times as I find them easy to deal with and have good communi... Read more

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1Cover paid out our claim, even though it didnt have to

| | 1 comment Reviewed by Tahnee Oakes on 06 May 2019, 11:42 AM

We had a trip booked to Sri Lanka to plan our wedding, and unfortunately had to cancel due to the ter... Read more

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Disappointed.. will never use or recommend to anyoneagain

| | 3 comments Reviewed by Diane Sellner on 01 May 2019, 10:33 AM

2 damaged phones..due to being tossed around on floor of our cruise ship for 20 mins or so while caug... Read more

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Easy online travel insurance

| | 1 comment Reviewed by Jan on 29 April 2019, 13:42 PM

Hassle free travel insurance. Easy to take out on line including cover for pre-existing conditions. U... Read more

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Great customer service.

| | 1 comment Reviewed by Timothy Jason Wicks on 29 April 2019, 13:41 PM

1Cover were brilliant. I was travelling South East Asia for a year so of course I needed travel insur... Read more

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A very easy and straight forward experience

| | 1 comment Reviewed by Georgia on 29 April 2019, 13:41 PM

Responded to each email very quickly and clearly which allowed the claim was resolved within only a c... Read more

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Very disappointing

| | 1 comment Reviewed by Jess Lee on 29 April 2019, 13:36 PM

When purchasing comprehensive insurance it would be expected that it covers situations and accidents ... Read more

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1Cover FAQ

How many people can I include in my policy?

The more the merrier right? 1Cover insures groups of up to 25. That means more fun for less hassle.

Am I covered if I go on a cruise?

Yes, whether you’re boarding a cruiseliner that travels the open ocean or cruising along the rivers of Europe, 1Cover's Cruise Pack add-on provides you with cover from ship to shore. If you're cruising you must select the add-on and pay the additional premium to be covered.

Am I covered for skiing and my equipment?

Yes if you purchase a ski policy cover. 1Cover will cover $1,500 worth of skiing equipment. Dare devils can even ski off piste (within resort boundaries).

Can I pay to reduce or cancel my excess?

Yes if you pay an additional premium when you purchase your policy to reduce this to $100.

What additional extras are there?

Along with comprehensive cover for your electronics and personal belongings, additional cover can be purchased for specified items up to a total amount of $5,000. There is also a cruise cover add for those going on a cruise and a Winter Sports pack add on for cover whilst skiing and a wide range of snow sports.

Am I covered if my tour company collapses?

1Cover doesn’t provide protection from insolvency.

I'm not an Australian resident- can I buy cover?

No, unfortunately it is only available for Australian residents.

What size moped or motorbike am I covered to ride overseas?

1Cover will cover you for any engine size you ride as long as you’re insured to do so in Australia. Just make sure you get your International Drivers Permit (IDP) before you leave!

How long is their single trip cover for?

12 months.

Can I extend my policy from overseas?

Having too much fun? No problems! You can extend your policy with 1Cover for up to a year. Just give them a call on 1300 806 660.

Do they cover for my rental vehicle excess?

Yes, for up to $5000. Cover includes sedans, hatchbacks, station-wagon, four wheel drives, mini bus or campervan/motorhome that does not exceed 4.5 tonnes.

Who underwrites them?

1Cover travel insurance policies are underwritten by certain underwriters at Lloyd's (insurer). As a Coverholder of Lloyds, 1Cover issues and manages the policies as an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457.

Where are they based?

Sydney!

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